Refused Pre Approved Credit Card

Yahoo_Mail

Seems like you've forgotten about this little thing that rhymes with moronavirus and has caused lenders to tighten up their lending significantly.  What happened a year ago, with you, is really irrelevant to this discussion.

And asking a lender why you were declined? Ahahahaa.  Please stop.

ratechaser

Yahoo_Mail said:

MalMonroe said:

ratechaser said:

nigecunningham said:

I’ve also just been declined a new CC.  I have a good credit rating and earn a decent amount without any dependants.  I have switched CCs for the past 6 years....always going for the maximum interest free period I could get.  I have not paid any interest on a CC for the past 6 years and so I guess the Credit Card companies have cottoned onto this and are now not allowing people like me to sit on the back of interest free loans.   My current Card has a 30 month 0% limit which expires at the end of November 20 and so I guess I will keep it going for another year....pay a little interest and then start the process again.

Or you could, you know, consider actually paying it off...?

That's a bit of a judgemental unsolicited response, nothing to do with the OP's question and nothing to do with anyone else either.

It's not at all judgemental and given they appear to be being declined for new 0% interest rate cards, what else do you suggest they do?

Quite, unless your name is Boris or Rishi, conventional wisdom suggests that debts should be repaid at some point... and when the rejections start coming in, perhaps that's a hint...