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Experian credit report

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What’s the best way to check your Experian credit report?  I found going to Experian directly you have to wait for a security code which they send in the post.  I want something where I can access my credit report straight away.

I use credit karma for Transunion so recommendations for something similar for Experian would be appreciated
thanks!

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Via MSE Credit Club.
  • Hasbeen
    Hasbeen Posts: 4,404 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The world is not ruined by the wickedness of the wicked, but by the weakness of the good. Napoleon
  • RG2015
    RG2015 Posts: 6,048 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Accessing your full Experian credit report via the MSE Credit Club is quick however after viewing it for the first time it only updates once a month. I cannot recall if the initial access requires anything that is sent in the post.

    You can request your statutory Experian credit report but it will take about 5 working days for you to receive your access code in the post.
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,864 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Experian - MSE Credit club (as listed above)
    Equifax - Clearscore
    TransUnion - Credit Karma

    MSE Credit Club/Clearscore update once a month, Credit Karma updates weekly. Good idea to keep a regular eye on all 3 reports to get a more complete picture of your credit history.
  • If using MSE Credit Club make sure you are happy with the privacy policy. They share your details with Capital One, Transunion and Equifax as well as Experian. Basically it's free rein on your credit data.
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 11 March 2024 at 10:49AM
    If using MSE Credit Club make sure you are happy with the privacy policy. They share your details with Capital One, Transunion and Equifax as well as Experian. Basically it's free rein on your credit data.
    Your data that’s already freely out there you mean?
  • PixelPound
    PixelPound Posts: 3,058 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 11 March 2024 at 10:49AM
    If using MSE Credit Club make sure you are happy with the privacy policy. They share your details with Capital One, Transunion and Equifax as well as Experian. Basically it's free rein on your credit data.
    Your data that’s already freely out there you mean?
    Well they now are asking for new information, like who you work for!
  • RG2015
    RG2015 Posts: 6,048 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 8 October 2020 at 10:10PM
    nic_c said:
    611 said:
    If using MSE Credit Club make sure you are happy with the privacy policy. They share your details with Capital One, Transunion and Equifax as well as Experian. Basically it's free rein on your credit data.
    Your data that’s already freely out there you mean?
    Well they now are asking for new information, like who you work for!
    Who are, Experian?
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 11 March 2024 at 10:49AM
    nic_c said:
    If using MSE Credit Club make sure you are happy with the privacy policy. They share your details with Capital One, Transunion and Equifax as well as Experian. Basically it's free rein on your credit data.
    Your data that’s already freely out there you mean?
    Well they now are asking for new information, like who you work for!
    Use something random then. It’s not used for anything else
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