Share ownership Subletting trouble

mummy4545

Hello all
Pls can somebody help me. I have a share owership flat (2 bedroom flat)  for the past 10 years. I own  50% of of the property. I have tried all possible means to sell my share but all to no avail. We even tried to get a property from the council but council declined due to the fact that I had a share ownership property. Now I have informed the housing association that I want to sublet the property so that I can get a bigger place.  But the housing association has been very reluctant to accept this. My mortgage provider ia happy with my plan but the Housing association has been reluctant. I explained to the housing association that I have 4 children (age 14, 10, 6 and 3 years old) The 14 years is a a girl. She need her own room. The 6 year old  is Autistic and require his own room and space. He wakes up during the night and wake up the rest of the children most of the time. my partner and myself have to share the room with the children or sleep in living room most of the times. Pls does anybody know what step to take. I want to move out but the Housing association does not want to accept this. Who can I report this issue to. Any suggestion please ?. I informed the Housing association that I will definitely buy (staircase) the rest of the property before the end of term for sublet. 
Thanks

[Deleted User]

mummy4545 said:

Hello all
Pls can somebody help me. I have a share owership flat (2 bedroom flat)  for the past 10 years. I own  50% of of the property. I have tried all possible means to sell my share but all to no avail. We even tried to get a property from the council but council declined due to the fact that I had a share ownership property. Now I have informed the housing association that I want to sublet the property so that I can get a bigger place.  But the housing association has been very reluctant to accept this. My mortgage provider ia happy with my plan but the Housing association has been reluctant. I explained to the housing association that I have 4 children (age 14, 10, 6 and 3 years old) The 14 years is a a girl. She need her own room. The 6 year old  is Autistic and require his own room and space. He wakes up during the night and wake up the rest of the children most of the time. my partner and myself have to share the room with the children or sleep in living room most of the times. Pls does anybody know what step to take. I want to move out but the Housing association does not want to accept this. Who can I report this issue to. Any suggestion please ?. I informed the Housing association that I will definitely buy (staircase) the rest of the property before the end of term for sublet. 
Thanks

I don't think there is anyone you can report the matter to as the HA is under no obligation to allow you to let the SO property.

What has prevented you from being able to sell your 50% share?

Comms69

You can move out if you want, no-one stopping you doing that. 

Absolutely no obligation for them to allow you to let it out. This seems like a situation of your own making to some degree, surely just sell it...

csgohan4

Comms69 said:

You can move out if you want, no-one stopping you doing that. 

Absolutely no obligation for them to allow you to let it out. This seems like a situation of your own making to some degree, surely just sell it...

Seems the OP has tried, maybe overpriced??

SO is a niche and for all the threads banging about SO being a step on the housing ladder and you must get it, this is another reason not to go with SO ergo housing ladder at all costs. 

Comms69

csgohan4 said:

Comms69 said:

You can move out if you want, no-one stopping you doing that. 

Absolutely no obligation for them to allow you to let it out. This seems like a situation of your own making to some degree, surely just sell it...

Seems the OP has tried, maybe overpriced??

SO is a niche and for all the threads banging about SO being a step on the housing ladder and you must get it, this is another reason not to go with SO ergo housing ladder at all costs. 

Indeed, never advise anyone to go SO, far too risky and financially terrible - it's the classic heart over head decision where you 'own' your home

mummy4545

csgohan4 said:

Comms69 said:

You can move out if you want, no-one stopping you doing that. 

Absolutely no obligation for them to allow you to let it out. This seems like a situation of your own making to some degree, surely just sell it...

Seems the OP has tried, maybe overpriced??

SO is a niche and for all the threads banging about SO being a step on the housing ladder and you must get it, this is another reason not to go with SO ergo housing ladder at all costs. 

Not sure if its the price. But most of the viewers has complained about tye size of the rooms being too small. Surely there should be like a body that can help with this kind of situation.

Comms69

mummy4545 said:

csgohan4 said:

Comms69 said:

You can move out if you want, no-one stopping you doing that. 

Absolutely no obligation for them to allow you to let it out. This seems like a situation of your own making to some degree, surely just sell it...

Seems the OP has tried, maybe overpriced??

SO is a niche and for all the threads banging about SO being a step on the housing ladder and you must get it, this is another reason not to go with SO ergo housing ladder at all costs. 

Not sure if its the price. But most of the viewers has complained about tye size of the rooms being too small. Surely there should be like a body that can help with this kind of situation.

No, there isnt and there shouldnt be. 

Why do adults feel like their hand needs to be held?

You voluntarily entered into this ownership scheme, this is one of the downsides.

[Deleted User]

mummy4545 said:

csgohan4 said:

Comms69 said:

You can move out if you want, no-one stopping you doing that. 

Absolutely no obligation for them to allow you to let it out. This seems like a situation of your own making to some degree, surely just sell it...

Seems the OP has tried, maybe overpriced??

SO is a niche and for all the threads banging about SO being a step on the housing ladder and you must get it, this is another reason not to go with SO ergo housing ladder at all costs. 

Not sure if its the price. But most of the viewers has complained about tye size of the rooms being too small. Surely there should be like a body that can help with this kind of situation.

Anything will sell if priced correctly.  You must be asking more than buyers are willing to pay if you have unsuccessfully been trying to sell your 50% share for a period.

There isn't a body to help.  I'm not sure why you think there should be. You chose to purchase a 2-bedroom SO property and then you chose to increase the size of your family.

I don't understand why you can afford to staircase to 100% when the sublet ends (whenever that might be) but that you can't do it now.  How do you intend being able to staircase to 100% and why would you want to if you no longer want to live in the property. 

mummy4545

@comm69. I understand you are very angry. Its all my fault.  Please can you stop commenting and let somebody else have something else to say. I posted on this forum for help not for you to psoting nasty comment. If you cannot be compassionate, please stop commenting 

Comms69

mummy4545 said:

@comm69. I understand you are very angry. Its all my fault.  Please can you stop commenting and let somebody else have something else to say. I posted on this forum for help not for you to psoting nasty comment. If you cannot be compassionate, please stop commenting 

I'm not 'angry', i'm not affected by this situation. I'm simply telling you something you dont want to hear - it is however accurate. 

It's the price, lower the price and you'll sell. 

(my posts dont stop anyone else posting, there isnt a queue system. )

mummy4545

Lover_of_Lycra said:

mummy4545 said:

csgohan4 said:

Comms69 said:

You can move out if you want, no-one stopping you doing that. 

Absolutely no obligation for them to allow you to let it out. This seems like a situation of your own making to some degree, surely just sell it...

Seems the OP has tried, maybe overpriced??

SO is a niche and for all the threads banging about SO being a step on the housing ladder and you must get it, this is another reason not to go with SO ergo housing ladder at all costs. 

Not sure if its the price. But most of the viewers has complained about tye size of the rooms being too small. Surely there should be like a body that can help with this kind of situation.

Anything will sell if priced correctly.  You must be asking more than buyers are willing to pay if you have unsuccessfully been trying to sell your 50% share for a period.

There isn't a body to help.  I'm not sure why you think there should be. You chose to purchase a 2-bedroom SO property and then you chose to increase the size of your family.

I don't understand why you can afford to staircase to 100% when the sublet ends (whenever that might be) but that you can't do it now.  How do you intend being able to staircase to 100% and why would you want to if you no longer want to live in the property. 

If I am able to sublet the flat now and staircase, then I will be able to rent out the flat permanently while I can continue to live in a bigger place. I need a bigger place. I cant continue to live in a 2 bedroom flat. I decided to have more children.  That is my choice. I did not imagine this kind of problem. Didnt realise getting into share ownership can be complicated like this. The price is not tye problem. No vieweer has any issue with the price.