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Increasing credit limit to improve credit score
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Wait what out?0
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Deleted_User said:But wouldn't you prefer to be more credit worthy and be wealthier?
Is the score really more important than your money?But I don’t see how that makes me more credit worthy, because my credit score hasn’t improved. Again, I know it means nothing to anyone but me, but I find it motivating.0 -
icklesurfer said:Deleted_User said:But wouldn't you prefer to be more credit worthy and be wealthier?
Is the score really more important than your money?But I don’t see how that makes me more credit worthy, because my credit score hasn’t improved. Again, I know it means nothing to anyone but me, but I find it motivating.
You either need to impress the CRAs or the lenders. You can't do both, particularly as you cannot impress all three CRAs at the same time,
Having a good score but a poor credit file is like choosing a fancy job title over a pay rise.
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icklesurfer said:Wait what out?
Seriously don’t get hooked on an inanimate number...1 -
Capital one cards via the app have no ability to increase limits - the option to request a limit increase is in the browser version through your laptop or PC. Even then though, don't bank on getting an increase during the current pandemic. The best way to secure an increase is to use the card monthly for your regular spend, and then pay it off in full. If the card provider can see that you are using the card properly, you are likely to gain an increase in limit after some months of good financial behaviour.1
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Deleted_User said:TransUnion want you to have 15k0
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