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DRO accepted

greyrainbow
Posts: 18 Forumite

in IVA & DRO
Not sure how I feel. I sent my application off to StepChange 7th September and had my DRO granted by the OR today, all sent via email.
Thank you to those who helped me with my questions! I really appreciate it.
My name isn't on the IR yet, imagine it will be in a few days?
I am happy, but feel it was too easy. I suspect that's the guilt, but hopefully over time I will learn to be happy that I will be debt free in 12 months
Thank you to those who helped me with my questions! I really appreciate it.
My name isn't on the IR yet, imagine it will be in a few days?
I am happy, but feel it was too easy. I suspect that's the guilt, but hopefully over time I will learn to be happy that I will be debt free in 12 months

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Comments
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Congrats time will fly i had mine on 4th November last year paid on 31st October time has flown1
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Thank you, liggerz87
Not long for you now!
I noticed this morning that my CC has been completely removed from my bank account - I can't even view its status? Is this normal?
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greyrainbow said:Thank you, liggerz87
Not long for you now!
I noticed this morning that my CC has been completely removed from my bank account - I can't even view its status? Is this normal?
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JonVarnas said:greyrainbow said:Thank you, liggerz87
Not long for you now!
I noticed this morning that my CC has been completely removed from my bank account - I can't even view its status? Is this normal?1 -
Ignore what goes on with regard to your credit file, in fact i suggest you ignore it completly untill you are discharged, then start the process of credit file clean up.A DRO is an easy solution, as long as you qualify, they were designed as a simpler form of bankrupcy, to be honest you wouldn`t know you were in it once its granted, simple, straightforward, no hassle, i bet your all wondering what all the fuss was about already eh !!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter2
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Yes I was very stressed but now relieved
I shall ignore all until next year then rather than obsessing over it, thank you!1 -
I agree with sourcrates you don't have clue it happens and as sour amd a few on here say pay no attention to the score it a marketing gimmick0
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