Travel Insurance

pdyson21

We are travelling up to Scotland in October in a Campervan so are needing Travel Insurance.  We have looked at our household policies but not covered through them so need to take out a new policy.  The ones which are coming up as suitable, offers cover if one of us has a positive covid-19 test and therefore can not travel but not covered if we are asked to self-isolate through the 'Track and Trace' method.  Does anyone know of a policy that covers for both scenarios please?

mattyprice4004

I've been eyeing up policies, and it seems with such a large risk insurers aren't offering much for this scenario. 
Insurance is meant to cover unforeseen circumstances, and a lot of underwriters won't touch such a likely outcome given the times we are in. 

katejo

mattyprice4004 said:

I've been eyeing up policies, and it seems with such a large risk insurers aren't offering much for this scenario. 
Insurance is meant to cover unforeseen circumstances, and a lot of underwriters won't touch such a likely outcome given the times we are in. 

That is the main reason why I haven't booked anything in 2020. I got 1 quote from a company claiming to cover Covid. However it had lots of gaps. If I were to develop symptoms just before departure, they would pay up if the test were positive but nothing if it were negative. That is hardly an incentive to be honest/responsible and get the test done. I couldn't get a test result in time.