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Need to make a larger than £25k payment

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  • born_again
    born_again Posts: 20,161 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    livekarma said:
    missile said:
    You could pay £25 today and balance tomorrow?
    I am viewing the car on Thursday. I could send half before I go 24 hours before, however not the best idea if I decide I don't want it!
    Pay before even seeing it. Screams scam.
    You should not be even thinking about that. Even you mention "Doing a runner" in another post.

    Life in the slow lane
  • The OP is setting themselves up for being scammed big time I fear

  • The 25k is not across all banks. You could:
    day 1: send 11k to Halifax
    day 2: send 25k from Lloyds to seller, send 11k from Halifax to seller.

    You have no protection if things go wrong other than the courts / bailiffs etc
  • livekarma said:
    If you transfer any money from Lloyds to Halifax or the other way round it will count towards your daily limit.

    So is the £25k daily limit across all banks? Could I open a new account with another bank and send from there?
    Are you taking the michael now?
    If you open a new account you will need to fund it - BANG there goes another chunk of your daily limit.

    I am thinking this is a wind up merchant.
  • How far does the seller live OP ?
  • penners324
    penners324 Posts: 3,505 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Call the bank.
    I needed to do a larger payment a month ago. Sorted it through the app webchat. it was Starling though 
  • IvanOpinion
    IvanOpinion Posts: 22,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I have done larger payments.  I just phoned the bank went through security and some questions trying to confirm that I was not partaking in a scam or being coerced and then they authorised it.  Went through fine
    I don't care about your first world problems; I have enough of my own!
  • born_again
    born_again Posts: 20,161 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    The 25k is not across all banks. You could:
    day 1: send 11k to Halifax
    day 2: send 25k from Lloyds to seller, send 11k from Halifax to seller.

    You have no protection if things go wrong other than the courts / bailiffs etc

    And if they give false details and meet you somewhere that you can not be sure is their home?
    Life in the slow lane
  • Did it all at the bank nice and simple, thanks for the input everybody.
  • livekarma said:
    Did it all at the bank nice and simple, thanks for the input everybody.

    So, how's the car if I may ask? All OK?
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