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Bank Harrassing By Phone

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  • nottoolate
    nottoolate Posts: 1,359 Forumite
    rog2 wrote: »
    Firstly TRoll - it would appear that nottoolate has produced exactly what was needed to contradict your 'claims' - well done ntl. :T

    ty :)

    forgot to mention (as i was a bit flustered :o ). the guy i spoke to seemed to know quite a lot about dca's because he said i should also have a look at the oft guidelines for when i write the letter (i didn't prompt him honest, he voluteered the info without me saying a thing)
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    nottoolate wrote: »
    forgot to mention (as i was a bit flustered :o ). the guy i spoke to seemed to know quite a lot about dca's because he said i should also have a look at the oft guidelines for when i write the letter (i didn't prompt him honest, he voluteered the info without me saying a thing)

    I'm not at all surprised, ntl. Most people, who can offer good advice, will do so freely, whilst those who have most to fear from that advice need to resort to verbal violence to put their point accross.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • rog2 wrote: »
    I'm not at all surprised, ntl. Most people, who can offer good advice, will do so freely, whilst those who have most to fear from that advice need to resort to verbal violence to put their point accross.


    Oh pot, kettle, black springs to mind.

    I still maintain that it would be an abuse of process and again, something which you all seem adept at ignoring is that it would still need to be proved in a court of law.

    It's all very well posturing but I will stick with the realities.
  • orpheus
    orpheus Posts: 78 Forumite
    Hi Guys,

    I think Becca's thread may have been slightly hijacked now? Although, everyone clearly has good intentions of trying to help, perhaps someone may like to start a new thread for a polite debate on the subject of the laws and guidelines relating to phone calls and harassment. I think this IS a valid discussion, but perhaps not best placed where a stresed newbie just wants some help?
    DFW Nerd # 768 - PROUD TO BE DEALING WITH MY DEBTS :cool:
  • This is pretty simple.

    I've posted before and asked that the personal comments ON BOTH SIDES are stopped. If this continues, members will simply have their posting rights removed if they are unable to converse politely. It is ruining threads for others. Remember if you think someone is being abusive, your ONLY course of action is to report it to us and let us take care of it.

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  • my son who is 18 (and at the time a 6th form student with a Saturday job) specifically requested that no funds be available should there be insufficient in his account. All his transactions were electronic, he did not use the cheque book at all. To no avail - the account allowed him to go 0.57p overdrawn at the Halifax and they are now charging him £28 per month. He withdrew all his money but they refuse to close the account until the charges are met. He wrote to them disputing the charge etc etc but they continue to write and phone - calling on Saturday mornings, Sunday lunchtime and in the evening. Very intrusive and almost threatening to receive so many calls. The bank refuse to discuss with us even though it is our telephone line.

    My son has now written to the branch again and also the chairman.
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    mollie-1 wrote: »
    my son who is 18 (and at the time a 6th form student with a Saturday job) specifically requested that no funds be available should there be insufficient in his account. He wrote to them disputing the charge etc etc but they continue to write and phone - calling on Saturday mornings, Sunday lunchtime and in the evening. Very intrusive and almost threatening to receive so many calls.

    Did he make the original request, that no funds be made available if insufficient funds in account, in writing, mollie? If so, did he keep a copy of the letter/e-mail?
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • yvonne13_2
    yvonne13_2 Posts: 1,955 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Boy I'm I glad I found this, I can get help with the auto dialler now brilliant.
    It's better to regret something I did do than to regret something that I didn’t. :EasterBun
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