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Need to correct poor credit rating

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Comments

  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Katykat said:
    Are you sure it's marked as defaulted?
    Has he checked all 3 of his credit reports to confirm this?
    He used MSE credit checker tool so whatever that told him. He has also recently applied for a mortgage. His mortgage advisor was the person who first alerted him to the credit rating on Experian because that’s who Nationwide BS used. 
    You need to clarify if it is indeed a default or just a missed payment.
  • Katykat
    Katykat Posts: 1,743 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Katykat said:
    Are you sure it's marked as defaulted?
    Has he checked all 3 of his credit reports to confirm this?
    He used MSE credit checker tool so whatever that told him. He has also recently applied for a mortgage. His mortgage advisor was the person who first alerted him to the credit rating on Experian because that’s who Nationwide BS used. 
    You need to clarify if it is indeed a default or just a missed payment.
    Missed payment
    :smileyhea A SMILE COSTS ABSOLUTELY NOTHING
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Katykat said:
    Katykat said:
    Are you sure it's marked as defaulted?
    Has he checked all 3 of his credit reports to confirm this?
    He used MSE credit checker tool so whatever that told him. He has also recently applied for a mortgage. His mortgage advisor was the person who first alerted him to the credit rating on Experian because that’s who Nationwide BS used. 
    You need to clarify if it is indeed a default or just a missed payment.
    Missed payment
    So not a default then.

    And therefore no grounds for removal as it’s a factual report of events. 
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