Is seller being unreasonable to refuse to sell to us if we don't arrange a survey within 2 weeks?

badger09

Thrugelmir said:

If you've had your mortgage "approved".  Why are still awaiting for a survey? 

AIP?
I'm not an expert in this area, but surely OP wouldn't get a formal mortgage offer if there are tenants in situ.

greatcrested

badger09 said:

Thrugelmir said:

If you've had your mortgage "approved".  Why are still awaiting for a survey? 

AIP?
I'm not an expert in this area, but surely OP wouldn't get a formal mortgage offer if there are tenants in situ.

Lender won't have factored that in (though arguably they should). The mortgage offer will of course be conditional on vacant possession at Completion, but will leave that to the seller to arrange as it will also be a condition of the contract of sale.

Thrugelmir

badger09 said:

Thrugelmir said:

If you've had your mortgage "approved".  Why are still awaiting for a survey? 

AIP?
I'm not an expert in this area, but surely OP wouldn't get a formal mortgage offer if there are tenants in situ.

If it's just an AIP there's no approved mortgage. 

[Deleted User]

You can have a mortgage offer and just a valuation is done. Later the buyer can pay for a full structural survey just as everything else is all ok
without any sign the tenants are gone, no one is going to shell out for an expensive survey at this stage 

giraffe69

As advised above I would say to the seller
1. I'm not buying with tenants in place (neither solicitor nor mortgage company would allow anyway)
2. I'm not spending hundreds on a survey with tenants in situ.
3. I'm looking elsewhere now but let me know if things change.

He is, of course, the hold up not you.
Apart from anything else if he seeks to sell to someone else he is going to run into the same problem with tenants unless, of course, the buyer wishes to be a landlord.

bucksbloke

Seller can decide to do what they want, it is their property.

orangecrush

Thrugelmir said:

If you've had your mortgage "approved".  Why are still awaiting for a survey? 

May have been a desktop valuation, lots seem to be these days.  We paid a large valuation fee for our mortgage and they did a drive by!  So we had to commission a survey independently.

Or in this case it may be AIP as others have suggested.

OP - move on, unless you are happy with a long wait. 

Rambosmum

I'm not sure why you've wasted money with solicitors but NOT got a survey to be honest. If I was going to try and save myself some money it would have been the solicitor and mortgage arrangement fee, after all, you could do the survey and decide you don't want the house after all. 

Rambosmum

Thrugelmir said:

If you've had your mortgage "approved".  Why are still awaiting for a survey? 

I'd assume the mortgage company did a drive by valuation and the buyer wants a structural or home buyers survey as well. 

Sibbers123

bucksbloke said:

Seller can decide to do what they want, it is their property.

Purchaser can also do what they like. No legal obligations until contracts are exchanged.

The vendor cannot be trusted, they have already lied once, I would run to the hills.