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Daughter's debt transfer to my card
denise40
Posts: 7 Forumite
in Credit cards
If I get a 0% credit card would it allow me to transfer my daughter's debt from another card onto it? She has been made redundant and her virgin card finishes 0% in october. Any advice would be greatly appreciated.
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Comments
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Why not just pay her bills for her ?
much simpler.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Has she tried an eligibility checker to get another card?
Or use her savings or redundancy money to clear the debt?0 -
Yes it can be done, not all lenders allow it though so you'll need to check.denise40 said:If I get a 0% credit card would it allow me to transfer my daughter's debt from another card onto it? She has been made redundant and her virgin card finishes 0% in october. Any advice would be greatly appreciated.
If you do then the debt is legally your debt and not your daughters.2 -
Barclaycard is one lender who will allow a BT from someone else's card.1
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If I get..........lets not put the horse in front of the cart in this day and age.
To be absolutely safe - I would get a money transfer card - transfer the money to your bank account then you pay off the daughter's card.0
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