Can we apply for multiple HSBC Advance accounts?

cjmerritt7

Hi, I’ve applied to switch a little used current account in my sole name from Barclays to a HSBC Advance account with the £125 bonus and access to the 2.75% linked savings account. Does anyone know if I can switch a joint account that me and my wife have and also if she can apply for a single account as well? Remember that you could years ago, as MSE Martin used to encourage it if you could meet the required pay-ins (or hop money between the accounts) and have the necessary minimum DD/STO outgoing. Wasn’t sure if the banks have since clamped down on the ability to open up to 3 accounts this way. I.e. holder 1, holder 2 and joint acc holders 1&2. Thanks.

D3xt3r5L4b

What do the T’s and C’s for holding and switching account state?

born_again

You could find that you won't get the joint acc bonus as you will be a account holder. 
Check the T/C. 
Also HSBC are well know for turning down applications.

eskbanker

cjmerritt7 said:

Wasn’t sure if the banks have since clamped down on the ability to open up to 3 accounts this way. I.e. holder 1, holder 2 and joint acc holders 1&2.

It isn't viable to generalise about what 'the banks' have done, as they'll each have their own individual account and offer Ts & Cs, with which you'll have to familiarise when considering applying anyway.

https://www.hsbc.co.uk/content/dam/hsbc/gb/pdf/125-switcher-offer-terms-and-conditions.pdf is easy to find and answers your question (but not in the way you were hoping!)....

Vortigern

The wife could apply for a sole account and switch in a sole account of hers from another bank. She should receive the incentive subject to meeting the offer terms.

It's unlikely that you'd also qualify for switching a joint account.