We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Where are you putting your money now banks & NS&I have cut their interest rates
Options
Comments
-
NS&I premium bonds, Halifax reg saver 2%, Halifax Kids reg saver 4%0
-
I have rolling Regular Saver and Fixed Rate savings such that I have a pot or two maturing each month and some in Easy Access savers (mostly Skipton 1.2% and Al Rayan 1.15%) in case I need a cash top up in any month, so I've got at least a years supply of cash covered, and so with them all working together I can scrape a better rate.I used to average over 3%, but I can't even keep it over 2% any moreTotal Interest is <£1000 so no tax.Retired 1st July 2021.
This is not investment advice.
Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."0 -
Atom for me...
Some in the 1 year fix at 1.18% and the rest in the Instant Saver at 0.75%0 -
I moved a big chunk of my Marcus to Aldermore's 1.26 fix intending to refill the Marcus at 1.05 when NS&I drops in Nov.
Marcus pulled the rug on that plan the very next day announcing their intended rate drop to 0.7
I've got bit more time to pump more into the Aldemore fix but OH wants to look for a house move so reluctant to tie stuff up.. :shrug:
1 -
I've given up.
I'm spending my money and just keeping enough money in the bank to pay for one funeral, depends who goes first, then the kids can pay for the last person after selling the house and splitting the cash received or whatever they want to do with the house and contents.
And if I ever need a lot of cash there is always equity release.
I won't be here for any fallout over that.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards