We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Flood insurance

Any advice on getting home insurance (including flood cover) after a recent flood claim? No one is willing to insure us (including flood specialists) and we are not eligible for Flood re as our house was built in 2010. Please help.

Comments

  • MgComp
    MgComp Posts: 34 Forumite
    10 Posts Name Dropper First Anniversary
    Hi, we are buying a house which is in high flood risk zone, and flooded in 2013. I spoke to AXA who are happy to insure - they do it on a basis of 'flooded in the past 10 years' or 'not flooded in the past 10 years' and didnt seem to care how recent the flooding was. So if you haven't tried them already maybe worth a go!
  • MgComp said:
    Hi, we are buying a house which is in high flood risk zone, and flooded in 2013. I spoke to AXA who are happy to insure - they do it on a basis of 'flooded in the past 10 years' or 'not flooded in the past 10 years' and didnt seem to care how recent the flooding was. So if you haven't tried them already maybe worth a go!
    Is this the standard building and contents home insurance? Or is there a special type of insurance for flood cover?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.