Santander 123 vs All in One

[Deleted User]

I have a 123 CC that is out of the 0% period. Had it for 5 years or so, has no balance but I use it for fuel/for cashback.

would I be eligible for the all in one cc? Criteria says cannot already have an all in one. They’re closed at the moment so won’t apply until spoke to them, but wondered if anyone else knows? 

If that’s a no, what would be the best 0% CC with longest period? Looking to purchase new kitchen appliances & flooring. Ideally a generous limit. Household income is £65k

D3xt3r5L4b

Use their eligibility checker if you really want another Santander card.

If not look at other lenders. 

[Deleted User]

I’m not really referring to my eligibility/circumstances.

I mean in general, do Santander allow multiple types of credit cards? 

D3xt3r5L4b

They have an online chat facility you can use to ask?

Fingerbobs

I have two different types of Santander card at the moment, so yes they do allow it, but it may depend on the particular type/combination of cards as some may have different eligibility criteria.

[Deleted User]

Thanks everyone - it was late last night so I couldn’t get the answer. But yes they do allow more than 1 type of credit card. They have a good deal on 0% at the moment for 26 months, plus 0.5% cashback on purchases. £3 fee. Thanks 

D3xt3r5L4b

Charli159 said:

Thanks everyone - it was late last night so I couldn’t get the answer. But yes they do allow more than 1 type of credit card. They have a good deal on 0% at the moment for 26 months, plus 0.5% cashback on purchases. £3 fee. Thanks 

You’ll need to spend £600 per month to offset that annual fee.