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Mortgage broker lying

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Comments

  • You have zero power to find out whats going on.  Your buyer should be pressuring the broker for the offer
  • This is what is so frustrating. The provider is Mortgage works which is linked to Nationwide 
  • amnblog
    amnblog Posts: 12,728 Forumite
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    If you are not happy with the timescales here why do you not simply sell to someone else? Presumably there is a queue.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,256 Forumite
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    So we have been waiting 3 months from survey. We have a screen print that survey was done (from mortgage broker) but he won’t give a screen print of approval to the estate agent. We are just thinking of pulling out.
    You appear to have access to a lot more information than I would expect most vendors to have about a purchaser's mortgage arrangements. What is your relationship with this broker, if any?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Well this morning it’s all fallen through. We called out the bluff/lies and there is no mortgage offer. So 4 lost months. I have no relationship with any broker. I just know what questions to ask. So back on the market and maybe lose the house we were buying.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
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    The purchaser is the one you should have been maintaining pressure on. As it's their business. No one elses to know what's actually going on. 
  • The purchasers lied as well. But you always think the best of people so you keep believing their !!!!!!. We kept pressure on everyone. You live and learn. No more buy to let buyers
  • kingstreet
    kingstreet Posts: 39,256 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well this morning it’s all fallen through. We called out the bluff/lies and there is no mortgage offer. So 4 lost months. I have no relationship with any broker. I just know what questions to ask. So back on the market and maybe lose the house we were buying.
    I certainly wouldn't have been giving you screenshots of client data. Seems odd, that's all.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    500 Posts Third Anniversary Photogenic Name Dropper
    edited 23 September 2020 at 10:17AM
    I think you are being strung along ( were - just read your update - how annoying !!!) 
    I put offer on BTL on 15th July
    approved subject to valuation 
    valuation 11th August
    OFFER ISSUED THE SAME DAY 
    I completed last Friday - 18th Sep
    9 weeks from start to finish ! 
    BTL are often faster - I do think they are stalling 
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