Best first credit card for an 18 year old

NoodleDoodleMan

Can't 16 year olds be added to the Electoral Register nowadays ?

jbrassy

dazza.mk said:

Also if you've only just turned 18 you may not be on the electoral roll yet, which would hamper the chance of getting some cards.

This is a very good point. The OP should definitely ensure they are on the electoral roll before applying for any credit card.

Credit cards aside, it's also important to ensure you can vote!

jcontest

NoodleDoodleMan said:

Can't 16 year olds be added to the Electoral Register nowadays ?

Yes, Scotland and Wales at the age of 14. They just cant vote in most/many things until they are 18.  I would wait until you get your National Insurance number before registering.  My daughter has been on the voting register since 16 but the CRA's cant validate her identity, so perhaps they ignore under 18 entries (she's only just turned 18 this month).

Fingerbobs

jcontest said:

NoodleDoodleMan said:

Can't 16 year olds be added to the Electoral Register nowadays ?

Yes, Scotland and Wales at the age of 14. They just cant vote in most/many things until they are 18.  I would wait until you get your National Insurance number before registering.  My daughter has been on the voting register since 16 but the CRA's cant validate her identity, so perhaps they ignore under 18 entries (she's only just turned 18 this month).

I got my National Insurance Number when I was 16. I remember the NI Numbercards (plastic in those days) being handed out at school. I still have mine - it's gone a bit yellow, but is otherwise perfect

dr_adidas01

Fingerbobs said:

jcontest said:

NoodleDoodleMan said:

Can't 16 year olds be added to the Electoral Register nowadays ?

Yes, Scotland and Wales at the age of 14. They just cant vote in most/many things until they are 18.  I would wait until you get your National Insurance number before registering.  My daughter has been on the voting register since 16 but the CRA's cant validate her identity, so perhaps they ignore under 18 entries (she's only just turned 18 this month).

I got my National Insurance Number when I was 16. I remember the NI Numbercards (plastic in those days) being handed out at school. I still have mine - it's gone a bit yellow, but is otherwise perfect

I still have mine too, though mine was a red and blue plastic card. Now I feel really old.....lol

ratechaser

dr_adidas01 said:

Fingerbobs said:

jcontest said:

NoodleDoodleMan said:

Can't 16 year olds be added to the Electoral Register nowadays ?

Yes, Scotland and Wales at the age of 14. They just cant vote in most/many things until they are 18.  I would wait until you get your National Insurance number before registering.  My daughter has been on the voting register since 16 but the CRA's cant validate her identity, so perhaps they ignore under 18 entries (she's only just turned 18 this month).

I got my National Insurance Number when I was 16. I remember the NI Numbercards (plastic in those days) being handed out at school. I still have mine - it's gone a bit yellow, but is otherwise perfect

I still have mine too, though mine was a red and blue plastic card. Now I feel really old.....lol

Me too. It even had a magnetic strip on it like a bank card - I remember wondering where on Earth it would ever need to get 'swiped'...