Clearscore data drastically different to Equifax

JustJane101

Good morning all!!!

Just been doing some husbandry, and checked all my credit scores as I do fairly often. I have a clearscore account, but if I'm honest, I never use it as I usually get my data from Experian, Equifax and CreditKarma each week.

I checked today clearscore, and it is showing accounts that don't come up on any of my CRA statituary reports. Worse still, one of these accounts shows as being a default, and I really am not sure why this is as I've never even owned a credit card from the company (it's showing a credit card from the company I used to bank with).

This default doesn't show anywhere else, and neither does the account. I am going to raise a dispute with clearscore, but if I do this, will this default then show on my equifax report? Will the data on clearscore being incorrect effect me in anyway, or is this a pointless exercise? Jee, I'm just trying to get my finances in order and these things keep on happening to me

D3xt3r5L4b

Don’t pay to access your reports from
Experian and Equifax when you can get them free.

Do the “rogue accounts” not show up on Equifax then?

JustJane101

D3xt3r5L4b said:

Don’t pay to access your reports from
Experian and Equifax when you can get them free.

Do the “rogue accounts” not show up on Equifax then?

Rogue accounts don't show up on any of my actual CRA's, only Clearscore. Clearscore also has me not on electroll role and also living at my old address, however all CRA's are correct and showing correct address and voters roll, including Equifax. It's bizarre. I've tried to ring clearscore who told me to email, but their help pages say any errors need to be raised with Equifax...

D3xt3r5L4b

Try deleting your ClearScore account then setting a new one up again from fresh

JustJane101

Wow, That worked. How strange?!