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High vet and Insurance fees

I pay £20 a month for worming tablets and vaccinations And two checkups a year I think it’s expensive then I am looking at insurance which is another twenty is there a combined or cheaper way of doing this 
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  • sheramber
    sheramber Posts: 22,912 Forumite
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    Insurance never covers routine care but check what you get for the vet's plan.
    Check out prices for worming tablets online and what  the boosters cost.
    Do you need to check ups a year?
    . My dog's only ever have the annual one  with vaccinations. Otherwise they visit the vet if and when needed.
    Your vet is not a charity and will be making a profit on the plan.

  • Katiehound
    Katiehound Posts: 8,126 Forumite
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    Buy the self same worming tablets online from a reputable firm- they will be much cheaper (but steer clear of Bob Martins/supermarket makes) Sometimes it is worth bulk buying to avoid postal charges but then check the expiry dates.

    Ask how much the annual booster is at the vet, that usually comes with an automatic check up. (Well, it does at local vets.)
    Some vet plans give you a reduction off treatments.
    Being polite and pleasant doesn't cost anything!
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  • I want a pet insurance for my did the only thing the vet said she has an allergy also a little over weight she's on!y two years old  but the tablets for her are 300 a month I would like a plan that I could spread out through the year to keep her covered or myself  from expensive vet check up and treament
  • Np222033b said:
    I want a pet insurance for my did the only thing the vet said she has an allergy also a little over weight she's on!y two years old  but the tablets for her are 300 a month I would like a plan that I could spread out through the year to keep her covered or myself  from expensive vet check up and treament
    Wow that is expensive. Are the meds for her allergies? You don't have to buy meds from your vet, you can ask them for the prescription and then give the prescription to somewhere else like Animed or Vetimed 

    https://www.animeddirect.co.uk/prescriptionsaz

    https://www.vetimed.co.uk/en/vetimed/prescription-products/
  • sheramber
    sheramber Posts: 22,912 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    No  insurance will cover  something that she already has.   Ask your vet if they have a plan where you can pay a monthly amount to cover the costs.
    Or  work out the costs and put money away on a separate account to use when needed. 
    As suggested price the tablets  online and what your vet would charge for a prescription.
  • The majority of vet prescriptions are human medication and Works out cheaper to pay the £9 ( which I feel is a rip off) just for them to write it out and get it at the chemist especially if it’s an on going medicine, this applies to the flea/worming medicine.
  • sheramber
    sheramber Posts: 22,912 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    your  vet should issue a prescription unless there is a reason not to.
    He can , however, charge for supplying it. Sometimes the cost involved does not  result in it being cheaper than buying it from the vet.
    he can only do so for an animal under his care. Each vet  decides on what this  means but your pet will need regular consultations which will be an extra charge.
    In some cases this is three monthly and others 6 monthly. The vet decides how often he needs to see the animal. a prescription for the appropriate number of repeats can be issued.
    He must also be sure that the owner  is capable of administering the medication correctly.
    Have you asked your vet for a prescription and how much it would cost?

  • peter021072
    peter021072 Posts: 453 Forumite
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    alixiar said:
    The majority of vet prescriptions are human medication and Works out cheaper to pay the £9 ( which I feel is a rip off) just for them to write it out and get it at the chemist especially if it’s an on going medicine, this applies to the flea/worming medicine.
    I'm surprised about this.  I think human and dog antibiotic eye drops are similar, possibly identical, but most are specially formulated. For example dog toothpaste doesn't have fluoride, others have to be non toxic in case they lick it off.  

    Can you provide some examples of identical human and animal medicines, ideally ones without a prescription. 
  • sheramber
    sheramber Posts: 22,912 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    alixiar said:
    The majority of vet prescriptions are human medication and Works out cheaper to pay the £9 ( which I feel is a rip off) just for them to write it out and get it at the chemist especially if it’s an on going medicine, this applies to the flea/worming medicine.
    Do humans take flea and worming medication?
     
  • sheramber
    sheramber Posts: 22,912 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    alixiar said:
    The majority of vet prescriptions are human medication and Works out cheaper to pay the £9 ( which I feel is a rip off) just for them to write it out and get it at the chemist especially if it’s an on going medicine, this applies to the flea/worming medicine.
    I'm surprised about this.  I think human and dog antibiotic eye drops are similar, possibly identical, but most are specially formulated. For example dog toothpaste doesn't have fluoride, others have to be non toxic in case they lick it off.  

    Can you provide some examples of identical human and animal medicines, ideally ones without a prescription. 
    Paracetamol can be given to dogs but should only be used under veterinary supervision
    One of my dogs was prescribed  desmopressin which was much cheaper to buy from Boots than from the vet. the vet had to buy it in specially as it  was for a rare condition on dogs so like the corner shop can't buy goods as cheap as the supermarket can. The vet can't buy it as cheap as Boots can.
    I did need a veterinary prescription for it.
    One dog had tramadol prescribed. 
    Aintihistamin, Gaviscon ,Gabapentin ,Meloxicam, Pepto Bismal are just a few that I can think of straight off.
    While these drugs can be used for animals they should only be used under veterinary supervision with the required adjusted dose,
     
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