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Car Leasing Applications Declined

2

Comments

  • k0zmic
    k0zmic Posts: 21 Forumite
    10 Posts Second Anniversary
    All, 
    By way of an update, I got a family member (who has had a mortgage previously but now owns house outright (similar value to my flat), has less income and a 'thicker' credit file) to apply. 
    They were accepted. So, I guess I was declined on basis of having thin credit file maybe. 
    Thanks for the help. 
  • k0zmic said:
    All, 
    By way of an update, I got a family member to apply.  
    What an upstanding person you are. 
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    k0zmic said:
    All, 
    By way of an update, I got a family member to apply.  
    What an upstanding person you are. 
    Indeed. So that person is now solely responsible for the car and it’s payments if OP doesn’t make any
  • k0zmic said:
    All, 
    By way of an update, I got a family member to apply.  
    What an upstanding person you are. 
    ? I'll just reimburse them
  • k0zmic said:
    All, 
    By way of an update, I got a family member to apply.  
    What an upstanding person you are. 
    Indeed. So that person is now solely responsible for the car and it’s payments if OP doesn’t make any
    I shall reimburse them 
    No point trying to fight these idiotic lending algo's used by the car finance providers 
  • k0zmic said:
    k0zmic said:
    All, 
    By way of an update, I got a family member to apply.  
    What an upstanding person you are. 
    Indeed. So that person is now solely responsible for the car and it’s payments if OP doesn’t make any
    I shall reimburse them 
    No point trying to fight these idiotic lending algo's used by the car finance providers 
    They're not idiotic, they're based on years of data.  Compared to your "I want so I should get" childish attitude.

    I hope, for your relatives sake, that the models are wrong.
  • k0zmic said:
    k0zmic said:
    All, 
    By way of an update, I got a family member to apply.  
    What an upstanding person you are. 
    Indeed. So that person is now solely responsible for the car and it’s payments if OP doesn’t make any
    I shall reimburse them 
    No point trying to fight these idiotic lending algo's used by the car finance providers 
    Great, so you both are committing fraud. Top work. 
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    k0zmic said:
    k0zmic said:
    All, 
    By way of an update, I got a family member to apply.  
    What an upstanding person you are. 
    Indeed. So that person is now solely responsible for the car and it’s payments if OP doesn’t make any
    I shall reimburse them 
    No point trying to fight these idiotic lending algo's used by the car finance providers 
    And what if one month you can’t?
  • k0zmic
    k0zmic Posts: 21 Forumite
    10 Posts Second Anniversary
    k0zmic said:
    k0zmic said:
    All, 
    By way of an update, I got a family member to apply.  
    What an upstanding person you are. 
    Indeed. So that person is now solely responsible for the car and it’s payments if OP doesn’t make any
    I shall reimburse them 
    No point trying to fight these idiotic lending algo's used by the car finance providers 
    And what if one month you can’t?
    I have enough savings to cover the entire term of the lease 4x over
  • Barny1979
    Barny1979 Posts: 7,920 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    k0zmic said:
    k0zmic said:
    k0zmic said:
    All, 
    By way of an update, I got a family member to apply.  
    What an upstanding person you are. 
    Indeed. So that person is now solely responsible for the car and it’s payments if OP doesn’t make any
    I shall reimburse them 
    No point trying to fight these idiotic lending algo's used by the car finance providers 
    And what if one month you can’t?
    I have enough savings to cover the entire term of the lease 4x over
    At this present time
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