Universal Credit - Housing aspect?

poppy12345

No £876 will not be your UC amount. You need to work out what your maximum UC amount will be then add your wages together, minus the work allowance (£292 if claiming housing element) Then take those deduction away from your maximum UC amount. A benefits calculator will tell you all of this.

calcotti

Lwag said:

"Remember when your wife is back at work they will deduct 63% of her earnings, rather than the 100% they deduct for her MA. So the deduction will be (your combined wage - £292) x 63%, if claiming housing costs"
£1,240 (My wage) + £443.00 (Wife wage) per month = Total £1,683 per month
£1683 - £292 = £1,391 (x63%) = £876.00.
So does this £876.00 work out as being the Universal Credit amount (Thus ADDED to our monthly wage combined)? So £1,683 + £876.00? It just seems like a high amount. Hm!

No. The £876 is the earnings deduction which is taken off your maximum UC amount. The maximum UC amount will be your personal couple allowance of £594.04 lists child element of £235.83 plus the housing element. The housing element itself will be restricted to the two bedroom rate for the postcode https://lha-direct.voa.gov.uk/Search.aspx - £498.33 based on your earlier post.

poppy12345

poppy12345 said:

My calculations are based on housing element being £498 per month and earnings together are £1,600, then your UC per month will be about £500. Do be aware also that UC standard allowance has been increased by about £90 per month because of Covid19. This is expected to return to it's normal amount in April 2021.

Did you miss my reply here from another comment?

calcotti

poppy12345 said:

poppy12345 said:

My calculations are based on housing element being £498 per month and earnings together are £1,600, then your UC per month will be about £500. Do be aware also that UC standard allowance has been increased by about £90 per month because of Covid19. This is expected to return to it's normal amount in April 2021. 

Did you miss my reply here from another comment?

And based on the new earnings figures now down to £452.20 UC payable.

poppy12345

Lwag said:

I do have to wonder - Why would there be any issue (Such as guilt/lack of sleep) for not declaring if you are on Housing Benefit however?

Because i'm an honest person and i wouldn't ever live my life any other way... and this includes lying to a possible landlord/agency.