Glasses (spectacles) insurance

planetf1

I've picked up 2 sets of glasses today and for the first time gone varifocal, which also made for a rather bigger outlay than usual.

Are there any dedicated glasses insurance schemes around any more? 

Sandtree

A quick google suggests there are, most will rely on their Home insurance though.

jonesMUFCforever

Put £20 a month aside in a pot or a savings account - in 12 months you will nearly have enough for a new pair.

TELLIT01

jonesMUFCforever said:

Put £20 a month aside in a pot or a savings account - in 12 months you will nearly have enough for a new pair.

I'm guessing you have never had to buy good quality varifocal glasses.  Last pair I bought, over 5 years ago were over £400.  Nonetheless it may be cheaper just to put money aside, assuming you aren't always losing or breaking glasses.

planetf1

A self-insurance fund isn't a bad idea. I was just intrigued to check costs. I'd be wary about claiming a relatively small amount on a house insurance policy as the premium increase is probably not worth it.

I actually use monzo as my main discretionary spending account, so perhaps I just keep a 'glasses self-insurance' fund ! 
Still interested in any specifics if anyone is using a standalone polocy

TELLIT01

I just did a search using spectacles insurance and most showed as part of home insurance.  The only one I came across for specific insurance seems to be using scare tactics to get people to take it out.  Nothing to indicate what the cost is.

Aretnap

TELLIT01 said:

jonesMUFCforever said:

Put £20 a month aside in a pot or a savings account - in 12 months you will nearly have enough for a new pair.

I'm guessing you have never had to buy good quality varifocal glasses.

Top moneysaving tip: save on varifocals by hiring a top lawyer to follow you around all day and read things for you. 

(The old ones are the best) 

greyteam1959

I paid around £450 for a pair of glasses 3 or 4 years ago with Varilux lenses.
Not cheap at all but very very good.

Thrugelmir

jonesMUFCforever said:

Put £20 a month aside in a pot or a savings account - in 12 months you will nearly have enough for a new pair.

Good tip. Better than paying out for insurance, extended warranties etc on a whole range of items. Have a dedicated savings pot put aside for replacement. 

chrisw

I've just paid £120 for 2 pairs of 'designer' varifocal glasses from Asda with anti scratch and anti reflect coatings. Much better than previous ones I had from Boots which had a lot more side distortion.

TELLIT01

The side distortion is nothing to do with being 'designer' or otherwise.  It's entirely down to the lens manufacture.