Amazon or Tesco Credit Card?

Helen28
Helen28 Posts: 119 Forumite
Third Anniversary 10 Posts Name Dropper
edited 12 September 2020 at 1:07PM in Credit cards
I have a Tesco credit card and an Amazon Platinum credit card and have to make a £2,000 purchase.
Which of the two will give me the most "cashback" value in points?
p.s. I applied for an American Express card and was rejected so all I have are these two.

Comments

  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Depends how you value the points and where you’re more likely to make use of them once you’ve earned them. 
  • Only you can decide which one will be more beneficial to you depending on which of the two you shop at the most. 
    Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:
  • £2000 spend will get you halfway to an Amazon £10 voucher so unless you're spending another £2000 in whatever time period required (I don't know if the points roll over each year) you might be better off with Tesco.
    You would get £2.50 in Tesco clubcard vouchers which can be spent at Tesco at face value or you can get 2x or 3x value at clubcard partners.

  • dcfc67
    dcfc67 Posts: 404 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Have a look at the Virgin Mastercard, You will get introductory bonus miles for spend threashold plus miles for spend.
    if you are planning a longhaul holiday once things get back to normal it may be worthwhile.
    usually its better to book a cheap Virgin flight (lots on offer) then use points to upgrade to a better cabin class
  • mrkds
    mrkds Posts: 138 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    I think it is Amazon gets you £10 for every £4000 spent, Tesco one clubcard point for every £8 spent (or every £4 spent in Tesco). You get more value with Amazon, but you get more regular returns on the Tesco points . I would say if you shop at Tesco even semi-regularly, then that is the better option. Also, my experiences with Amazon has been getting pretty bad the past year. It seems to be flooded with lots of cheap low-quality knock-offs, so I'm less inclined to shop there these days.
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