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six year rule ? (merged)
hi all,ive just recieved a letter demanding an outstanding balance of some £3000.i accept that the debt is mine and outstanding,however over 7 years we got into financial trouble and contacted our creditors and got a few ccj.this company ( lombard) never replied to any letters,so we left it.according to my credit file:the start date was27/09/96,the end date was the 05/06/97 .why i dont know as the loan was for 24 months.the "insight last updated" was on the 15/07/97.
i thought there was a six year rule were creditors couldnt chase you for debts over six years old.or am i mistaken.this is truthly the only comunication i have ever had.oh,the letter is not from lombard but aktiv kapital debt recovery group.any advice would be gratefull.
i thought there was a six year rule were creditors couldnt chase you for debts over six years old.or am i mistaken.this is truthly the only comunication i have ever had.oh,the letter is not from lombard but aktiv kapital debt recovery group.any advice would be gratefull.
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...............................I have put my clock back....... Kcolc ym0
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thanks a lot ,will be writing a letter shortly0
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I seem to have teed you up then Tetley................................I have put my clock back....... Kcolc ym0
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thanks alot ,i searched the net for ages,then i found you lot,thanks again ,i will let you know what happens0
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Cheers Tetley................................I have put my clock back....... Kcolc ym0
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This is what this site is all about - great stuff
This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
hi all
nothing to report as of yet,i sent the letter on the 10th of october and so far they have not replied.no news is good news?we will wait and see.0 -
sent a letter 2 month ago,saying they would investigate and get back to me within 14 days,now nearly 3 month later,nothing.so the advise on this board was great.thanks everbody0
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tetley wrote:sent a letter 2 month ago,saying they would investigate and get back to me within 14 days,now nearly 3 month later,nothing.so the advise on this board was great.thanks everbody
Good stuff Tetley (is that Beer or Tea?)
I rather guess that they assumed you didn't know your rights ....
Just forget about it until (if?) they contact you again.
If you do exactly what the National Debtline say, you'll be fine.Warning ..... I'm a peri-menopausal axe-wielding maniac
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Robert_Sterling wrote:I seem to have teed you up then Tetley.
dont have anything useful to add, but that is bloody funny :cool:0
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