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Useless IFA on BBC 3 Counties Radio - Translation please - "12.3K CGT allowance Wrapper"

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  • solidpro
    solidpro Posts: 586 Forumite
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    it will be on the recording of the show, available online on BBC Sounds - so tell us what day and when and we can have a a listen.
    JVS show, today, about 2:35 into the show (from recollection).
  • solidpro
    solidpro Posts: 586 Forumite
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    eskbanker said:
    solidpro said:
    eskbanker said:
    It's a pointless discussion if you're simply summarising your recollection of a conversation that nobody else has heard, so posters on here can't possibly make any meaningful comment without hearing (or reading) the actual words used and their full context.  You've already posted three different versions of a particular phrase that seems to have wound you up so you'll forgive those who may be sceptical of your ability to precis the dialogue accurately....
    Go and listen to the JVS show on BBC i player at about the 2:35 mark and you'll hear an IFA saying almost nothing of any use 5 different ways!
    Perhaps you'll see the irony in directing people to "the JVS show", which means absolutely nothing to me and doesn't seem to correspond to anything on iPlayer or on the published schedule for that station!
    My bad, it used to be on iplayer, now sounds exists its now on sounds. I think most people could probably have worked that out when I said 'radio' about 8 times, even if you couldn't.

    https://www.bbc.co.uk/sounds/search?q=jvs+show
  • solidpro
    solidpro Posts: 586 Forumite
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    Right. Quiet at the back. eskbanker stop playing with yourself. Here we go. https://www.bbc.co.uk/sounds/play/p08pl37j

    Jump to about 2 hours and 34 minutes and 38 seconds and about 30 milliseconds and you'll be in business.

    Now I'll go and hide because you'll all tell me what a fool I've been for misunderstanding what you all rate as the new Shamen of personal finance.
  • Zanderman
    Zanderman Posts: 4,880 Forumite
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    edited 8 September 2020 at 8:51PM
    Just to clarify, as OP still hasn't quite taken the hint, though has provided a link, the radio programme in question is the Jonathan Vernon Smith (not the Jeremy Vine Show which you might expect). On Three Counties Radio. Whatever that is.
    Which, until today, I'd never seen referred to as 'JVS Show' either.  Each to their own TLAs.

    Edited, before the comment below, to correct my error)
  • solidpro
    solidpro Posts: 586 Forumite
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    Zanderman said:
    Just to clarify, as OP still hasn't quite taken the hint, though has provided a link, the radio programme in question is the Jeremy Vine Show.
    Which, until today, I'd never seen referred to as 'JVS Show' either.  Each to their own TLAs.
    What on EARTH are you talking about? Jonathan Vernon-Smith has never ridden a bike in his life.

    Look at the last 4 years shows on iplayer https://www.bbc.co.uk/sounds/search?q=jvs+show it's quite clearly called the JVS show.
  • solidpro
    solidpro Posts: 586 Forumite
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    edited 8 September 2020 at 8:57PM
    Zanderman said:
     (not the Jeremy Vine Show which you might expect). 
    By your reckoning if anyone assumed 'The JVS Show" was Jeremy Vine Show, the Jeremey Vine Show would actually be called the Jeremy Vine Show Show - if it anyone was to call it the JVS show. You're clearly on drugs and should not be participating in an online forum of this nature.

    I've listened to it again and the arrogance of the IFA who just laughs at the presenter when he asks him for the 58th time for ANY advice.
  • Zanderman
    Zanderman Posts: 4,880 Forumite
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    solidpro said:
    Zanderman said:
    Just to clarify, as OP still hasn't quite taken the hint, though has provided a link, the radio programme in question is the Jeremy Vine Show.
    Which, until today, I'd never seen referred to as 'JVS Show' either.  Each to their own TLAs.
    What on EARTH are you talking about? Jonathan Vernon-Smith has never ridden a bike in his life.
    Look at the last 4 years shows on iplayer https://www.bbc.co.uk/sounds/search?q=jvs+show it's quite clearly called the JVS show.
    My bad and corrected in minutes.
    But my point is heightened not lessened - you were grumbling about people giving info that you don't understand and then you referred them to a local radio programme identified only by an acronym - which is just as bad as Swahili.  
    And having now listened to the piece the presenter makes the same point you do - even down to the Swahili comment. 
  • solidpro
    solidpro Posts: 586 Forumite
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    edited 8 September 2020 at 9:00PM
    Zanderman said:
    solidpro said:
    Zanderman said:
    Just to clarify, as OP still hasn't quite taken the hint, though has provided a link, the radio programme in question is the Jeremy Vine Show.
    Which, until today, I'd never seen referred to as 'JVS Show' either.  Each to their own TLAs.
    What on EARTH are you talking about? Jonathan Vernon-Smith has never ridden a bike in his life.
    Look at the last 4 years shows on iplayer https://www.bbc.co.uk/sounds/search?q=jvs+show it's quite clearly called the JVS show.
    My bad and corrected in minutes.
    But my point is heightened not lessened - you were grumbling about people giving info that you don't understand and then you referred them to a local radio programme identified only by an acronym - which is just as bad as Swahili.  
    And having now listened to the piece the presenter makes the same point you do - even down to the Swahili comment. 
    Ok... and what are you adding to the point of this thread. I'm looking. I've looked again. I can't see it.

    Next time don't make a mistake. Do it right first time. Measure twice cut once. Obviously.
  • I heard that whilst eating my lunch, I was going to ring up but he went on to something else so I didn't bother. You might find JVS a bit pompus but that's the way we like our radio presenters down here in the shires.
    Nothing to see here, move along.
  • solidpro
    solidpro Posts: 586 Forumite
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    Towards the end, the IFA essentially says don't bother investing in anything unless you can get a quick return on it. Bad example (booze) but still his message is don't bother buying a house, getting a LISA, investing in equity (his original wrapper example which I still don't understand what is it) because it isn't an instant return. ???

    Then the presenter just says stick it in premium bonds. I don't blame the presenter, I blame the 'so called' expert. I won't be ringing him, I'd have more luck calling an IFA in Peru. It's all Swahili to me.
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