Which car to buy for best Insurance rats for an 18 Year Girl

kaMelo

dunstonh said:

We got my daughter a VW UP to learn to drive in at 18 and the insurance was under £400 a year.    Main reasons were cheap insurance, the better fuel economy that most post 2013 city cars have and £20 a year tax disc.   We also wanted a more modern car for safety reasons. 

Absolutely second this as my daughter has one too.. I was a bit unsure at first but not anymore, they're a great car. Built just as well as any VW yet cheap as chips to run.

MalMonroe

If it were me, I definitely would NOT, no way, buy an old, cheap runabout for my own daughter because I love her too much. I've had old bangers in the past and they are more trouble than they're worth, especially for inexperienced new drivers. 

You can easily google which cars are the best deals. Insurance is obviously going to be higher for 18 year olds, we expect that. But to scrimp on a car for a precious daughter? No. Never. 

You don't have to pay any road tax on some of the small hatchbacks that are around now, my own for example, which is a Toyota Aygo. I love Toyotas, they are ultra reliable, economical with petrol and as I say, tax free. 

I don't think it's worth trying to cut any corners though, when sending youngsters out on the road. 

RBN20

MalMonroe said:

If it were me, I definitely would NOT, no way, buy an old, cheap runabout for my own daughter because I love her too much. I've had old bangers in the past and they are more trouble than they're worth, especially for inexperienced new drivers. 

You can easily google which cars are the best deals. Insurance is obviously going to be higher for 18 year olds, we expect that. But to scrimp on a car for a precious daughter? No. Never. 

You don't have to pay any road tax on some of the small hatchbacks that are around now, my own for example, which is a Toyota Aygo. I love Toyotas, they are ultra reliable, economical with petrol and as I say, tax free. 

I don't think it's worth trying to cut any corners though, when sending youngsters out on the road. 

That comes across as if you buy your child a cheap runabout you must not love or care about them enough. What if that’s all someone can afford? 

When I first learnt to drive my parents and I went halves on a £1k old vw polo for me, does that mean they didn’t love me enough to get me a more expensive/newer car? 

At the end of the day as a new driver you’re going to potentially have small scrapes and bumps on your car (which happened to my Polo) but because it wasn’t worth a huge amount it didn’t matter. 

Having worked in insurance I’ve seen it so often where parents are buying expensive 1/2year old cars for their kids or financing them, and then they’re having to make claims for bumps and scrapes because of minor misjudgments that would be less likely to happen the longer you’ve been driving. 

Any parent willing to help their child get on the road, no matter how low their budget, obviously cares for the child and is striving to help them gain some independence.