We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Money claim
Sabrina187
Posts: 1 Newbie
My tenant owes me £38k in unpaid rent. He has now left my property.
He has no money to pay me.
Can I do a money claim even though he has no assets?
Can I do a money claim even though he has no assets?
Please help!
0
Comments
-
How much was the rent ?
How many months did he not pay any rent.
Did he move out or you had to use the courts/bailiffs and S21/S8 to get him out ?
When you did reference and credit checks what did they say ?
Did you do right to rent checks ? So you have his passport details ?
Did you get a guarantor ?
How long did he live at the property ?
What happened to the tenant and his income ?0 -
Yes. But what would be the point?Sabrina187 said:Can I do a money claim even though he has no assets?
2 -
Of course you can.You say he has no assets, but does he have a job? You could get an attachment of earnings. It will take a long time to get repaid monthly though....And for that amount, it's not Small Claims Track, so court costs will be higher.On the plus side, he'll have a CCJ registered against him......1
-
I can't understand how arrears can rack up so high? If it was because of CV19, its only been a few months so must be a very high rent? Do they have any assets if not cash money? If not, its just not worth taking them to court.1
-
Do you have a current address for him? Pretty sure you'll need one.
It's likely to cost you nearly a couple of grand to make the claim. Not worth it as they won't be able to pay you what they owe. Why did you let it get so high? Or is the rent thousands each month?2024 wins: *must start comping again!*0 -
You can although it seems a bit pointless if he has no assets. The court fees for a claim that size would be £1,710 (4.5% of the claim if made online). Do you know where the tenant is living now so that you have a current address on which to serve the money claim? You could use the rental property address but if he's not there he's not going to receive the claim which means he won't respond and you will automatically win. Winning is the easy part it's the enforcement of the debt that is difficult.Sabrina187 said:My tenant owes me £38k in unpaid rent. He has now left my property.He has no money to pay me.
Can I do a money claim even though he has no assets?Please help!
I'm not sure what I would do. £38k is a lot of money to walk away from so maybe I would take a punt and if in the next 6 years the former tenant tries to buy himself a house there I would be.
0 -
I can't understand it either even allowing for CV19.deannatrois said:I can't understand how arrears can rack up so high? If it was because of CV19, its only been a few months so must be a very high rent? Do they have any assets if not cash money? If not, its just not worth taking them to court.0 -
Court claim -> Judgement -> https://www.gov.uk/apply-to-bankrupt-someone
0 -
Why would you want to bankrupt the individual?No reliance should be placed on the above! Absolutely none, do you hear?1
-
Because - even if the mere thought doesn't scare them into paying - the trustee in bankruptcy has substantial powers to unearth any assets they may have.GDB2222 said:Why would you want to bankrupt the individual?
Nobody gets into £38k of rent arrears without a serious dose of michael-extraction going on.2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

