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Life, critical illness, income protection
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It's fair to say all "non-statutory" insurance prays on people's worries to some extent.
Aviva, for example, last year paid 92.7% of its critical illness claims, a total of £314m to just under 4300 policyholders. 75% of the claims were for cancer, heart attack and stroke.
I suspect that's 4,300 people who would categorically disagree that critical illness cover is there just to make money for insurers.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.1
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