Blackrock MyMap 3 vs Trojan X

MichelleN

I am researching lower risk funds and quite like the Blackrock MyMap 3 fund. I think they are aiming to do a similar job to Trojan X. The MyMap 3 fund is different to VLS40 or the HSBC Global Strategy Conservative stocks and bonds only funds (although I think HSBC also holds some property). The differences are that MyMap have around a 5% allocation to gold, hold the same percentage in inflation linked bonds, and maintain around a 35% equity allocation. The nominal bonds are split between short dated, mid dated and long dated gilts and treasuries, and there isn’t any corporate credit or junk bonds. They also hold a small amount of cash. 
Blackrock and HSBC have an OCF of 0.17% and are more risk targeted with some active management whereas VLS are more focused on total returns. 
With the MyMap 3 fund, it’s almost like BlackRock are trying to create a 'fund of funds' multi asset fund equivalent to Trojan X. Please can anyone tell me how I can use Trustnet Charting system to see how the MyMap3 and VLS20/HSBC GS Conservative fund compared to Trojan X during the March downturn?
I'm Interested to hear other forum members views or comments on this.

cloud_dog

Have a look here:

cloud_dog

Now with MyMap4:

cloud_dog

I appear to have missed your other listed funds:

MichelleN

cloud_dog said:

Now with MyMap4:

MyMap 4 has about a 53% allocation to equities so I would expect it to perform better than Trojan X overall (which is about 40% equities) but MyMap 4 dropped quite a lot more than Trojan X in the March dip.

cloud_dog

Sorry for chucking charts at you but, I have changed the time period to be the last 6 months which captures the correction quite nicely:


If you go to TrustNet Charting tool you can simply add investments (RHS) and change the timeperiod etc to suit your purpose.

MichelleN

cloud_dog said:

Sorry for chucking charts at you but, I have changed the time period to be the last 6 months which captures the correction quite nicely:


If you go to TrustNet Charting tool you can simply add investments (RHS) and change the timeperiod etc to suit your purpose.

I suppose in fairness to Vanguard,VLS40 would reflect the charting better than VLS20 bearing in mind the others are all nearer 40% equities than 20. Thank you for the charting, exactly what I wanted to look at.

Ciprico

I held Trojan X/CGT but came to conclusion I was better off holding x% in cash, y% in global tracker and a bit of gold. I sold the gold when it increased by 10% as I didn't really feel easy holding it.  (It seemed to follow equity - so didn't provide "ballast")
I was disappointed in the way these preservation funds fared when tested earlier this year, I can hold gold myself (if I want to), treasuries/gilts are not attractive these days, so that left the equities, and probably a tracker is as safe and cheap as any equity based product that maintains an upside....

Albermarle

MichelleN said:

cloud_dog said:

Sorry for chucking charts at you but, I have changed the time period to be the last 6 months which captures the correction quite nicely:


If you go to TrustNet Charting tool you can simply add investments (RHS) and change the timeperiod etc to suit your purpose.

I suppose in fairness to Vanguard,VLS40 would reflect the charting better than VLS20 bearing in mind the others are all nearer 40% equities than 20. Thank you for the charting, exactly what I wanted to look at.

The equity  % of Mymap 3 is moving around significantly . Currently it is nearer to 20% and Mymap 4 is <40% .
These are not passive funds in the normal sense of the word. 

A_T

All the multi-asset funds are essentially active and take an individual view on allocation. What's interesting with Trojan is that in February / March with it's 40% equities it defended as effectively as a typical 20% equities fund.

Trojan Ethical has done even better than the vanilla Trojan - largely it seems by removing British American Tobacco, Philip Morris and Diageo - replacing them with Visa and Clorox.

MPN

123mat123 said:

I held Trojan X/CGT but came to conclusion I was better off holding x% in cash, y% in global tracker and a bit of gold. I sold the gold when it increased by 10% as I didn't really feel easy holding it.  (It seemed to follow equity - so didn't provide "ballast")
I was disappointed in the way these preservation funds fared when tested earlier this year, I can hold gold myself (if I want to), treasuries/gilts are not attractive these days, so that left the equities, and probably a tracker is as safe and cheap as any equity based product that maintains an upside....

I personally feel that Trojan X held up well during the downturn in March and did what it’s supposed to do and that is limit any losses. I hold it in my SIPP and ISA and was certainly not disappointed especially as it does hold around 40% equities so it’s natural to incur some losses in a downturn. However, these are limited when you look at other similar funds as the charting above shows.