Dental insurance

Reddie

new here so not sure if this has been asked previously... so throughout the pandemic there’s been no access to normal dental treatment.. I purchase dental treatment for myself and my partner through a monthly work plan. With not being able to access any treatment since Feb 2020 should I be asking work to refund the difference or extend my insurance for free, it’s nearly £27 a month which works out a lot to lose over the last 5/6 month. Has anyone else experienced this?

Old_Lifer

Presumably ,   the longer you are without treatment   the more treatment you may eventually need when things get back to normal.

Sandtree

Some providers of similar policies have talked about giving a rebate but as mentioned by Old_Lifer in many cases treatment has been delayed not avoided and so the net impact is going to be much less than simply 6 months of no claims... 6 months of no claims followed by a 3 - 6 month spike in claims.

rs65

Reddie said:

With not being able to access any treatment since Feb 2020 should I be asking work to refund the difference or extend my insurance for free, it’s nearly £27 a month which works out a lot to lose over the last 5/6 month. 

Mine closed in March and opened again in June

ChimaeraMoon

I have a monthly dental plan I bought through Unison to refund costs of NHS treatment but like everyone else haven't been able to visit my NHS dentist in the last year - anyone tried to contact the provider of this sort of plan rather than a one done through an employer? Any luck? TIA

TELLIT01

Reddie, have you actually required dental treatment during this time and not been able to get any?  Our dentist reopened fully some months ago although it would have been difficult to get an appointment due to the backlog created by closure.  If your cover is through your employer, they should be the first point of contact.