We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Paid deposit on faulty goods
pausterfield
Posts: 1 Newbie
in Credit cards
I purchased a car in May 2019 for £2000 [£250 deposit] the balance £1750 was paid with my credit card as I knew about section 75. Plus I wanted to get the air miles. The car turned out to be a problem and the dealer was a nightmare to deal with. Eventually I contacted the card company, who did in fact refund the amount paid by the card [£1750]
However, as the card company are equally liable, should I have also been refunded the deposit as well?
Another problem I now have is that the dealer sent me a text jJune 2020, just over a year after the purchase date asking for the car to be returned as he has since had to repay the card company £1750, his aurgument being I haven't paid for the car! I told him I would give him the car providing he refunds my deposit Plus repays me £900 paid out by myself to get the car totally road worthy, all repairs done should normally have been carried out with-in his warranty period.
To date he hasn't replied, problem being I don't actually know if he has a legal right to getting the car back.
0
Comments
-
Number of questions there.
The cc company are liable for the total costs so they should have refunded your deposit as well. However if the dealer has had to repay then it sounds like a chargeback rather than a section 75, though the timescales don't seem right, depends on when the exact dates were. If you've been refunded then you would expect to return the goods; in relation to the repairs did you give him the opportunity to undertake repairs as that would normally be a requirement to solve the problem initially. It may well be that some faults could be considered wear and tear on what is likely to have been an older car and may not be included in any warranty.0 -
You don't get to keep the car and the money.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.1K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.2K Work, Benefits & Business
- 602.3K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards