0% interest on credit card purchases

Braw_Laddie

What does and does not qualify as a purchase during the interest free period?  I've always changed to a new deal when the period expires, and had the impression that I'd pay no interest other than for a cash withdrawal.  So, a purchase might include a meal, a hotel stay, etc, and not just an expensive item.  Do I have this right?  Just been charged interest on use of a new card because it was not a retail purchase.

onlyfoolsandparking

What was the purchase? someone might then be able to answer your question although as a rule of thumb I've also always assumed 0% interest on purchases covers everything apart from cash withdrawals OR gambling transactions (never used a CC to gamble so not 100% and also believe gambling transactions on credit cards are banned now.) 

[Deleted User]

Cash can also includes things such as currency, charity donations and topping up other accounts, such as children's school accounts.

jonesMUFCforever

OP - You have been charged because it was not a retail transaction - whatever it was.

Gerry1

I believe that you can also be hit with charges if you buy meals or stay in a hotel that's part of a casino. The Puritans are still around !

jonesMUFCforever

Gerry1 said:

I believe that you can also be hit with charges if you buy meals or stay in a hotel that's part of a casino. The Puritans are still around !

I have stayed at Vegas hotels on numerous occasions - this has never happened to me.

JamesPeter

The way the OP refers to 'not a retail transaction' makes me wonder if he made some sort of wholesale transaction - ie used the personal CC for business purposes?

If so, I am a bit surprised they haven't closed his account as well as charging interest.