Deeds and Right Of Way

TheArsenal

leonj said:

TheArsenal said:

Thank you all for such speedy and great advice as always! 

I have bought the deeds now, hopefully they come through soon. The house next door is a mid-terraced and I guess that it could be used for them to come through the garden and out of our side access for bins etc. I could be completely wrong but I will see what the deeds/solicitor says further down the road. 

We do have an AIP with HSBC as well as the ‘pretend’ ones as you put it. I did wonder if the broker ones were actually worth anything. 

We are very concerned mortgage wise to be honest. We are looking at 90% LTV so not too much available at the moment, albeit not impossible. 

After you have bought them you download the deeds immediately

This is really strange. I’ve clicked through and paid twice now and it doesn’t seem to let me download them yet. Now when I try and put the REF number in they say it can’t be recognised.... strange. 

tealady

TheArsenal said:

leonj said:

TheArsenal said:

Thank you all for such speedy and great advice as always! 

I have bought the deeds now, hopefully they come through soon. The house next door is a mid-terraced and I guess that it could be used for them to come through the garden and out of our side access for bins etc. I could be completely wrong but I will see what the deeds/solicitor says further down the road. 

We do have an AIP with HSBC as well as the ‘pretend’ ones as you put it. I did wonder if the broker ones were actually worth anything. 

We are very concerned mortgage wise to be honest. We are looking at 90% LTV so not too much available at the moment, albeit not impossible. 

After you have bought them you download the deeds immediately

This is really strange. I’ve clicked through and paid twice now and it doesn’t seem to let me download them yet. Now when I try and put the REF number in they say it can’t be recognised.... strange. 

Did you use the official land registry site?
ALWAYS go via the Gov.uk website as there are similar sites that charge more

steve866

I viewed a property that had the same. It was a historic thing, I think to do with delivering coal or something (?). It wouldn’t have put me off.

TheArsenal

Yeah I went to the same website as linked above. I would try again but I don’t really want to keep being billed for it haha. 

leonj

TheArsenal said:

Yeah I went to the same website as linked above. I would try again but I don’t really want to keep being billed for it haha. 

YOu made an account and logged in?

TheArsenal

leonj said:

TheArsenal said:

Yeah I went to the same website as linked above. I would try again but I don’t really want to keep being billed for it haha. 

YOu made an account and logged in?

Yeah, made an account, logged in and paid. 

Davesnave

steve866 said:

I viewed a property that had the same. It was a historic thing, I think to do with delivering coal or something (?). It wouldn’t have put me off.

It might have facilitated coal deliveries, but it's rare for RoWs to be that specific. There is usually no restriction on the number of times a RoW may be used, or on the purpose behind the use, beyond saying whether its just on foot, or additionally, by vehicles.

There are situations when having a 'difficult' neighbour with a right to walk across one's garden 24/7 x 365 might be somewhat off-putting!

TheArsenal

Davesnave said:

steve866 said:

I viewed a property that had the same. It was a historic thing, I think to do with delivering coal or something (?). It wouldn’t have put me off.

It might have facilitated coal deliveries, but it's rare for RoWs to be that specific. There is usually no restriction on the number of times a RoW may be used, or on the purpose behind the use, beyond saying whether its just on foot, or additionally, by vehicles.

There are situations when having a 'difficult' neighbour with a right to walk across one's garden 24/7 x 365 might be somewhat off-putting!

I think this is the worry! Don’t want to go get a coffee in the kitchen one morning to see old Deedrie outside sunbathing again!

Davesnave

TheArsenal said:

Davesnave said:

steve866 said:

I viewed a property that had the same. It was a historic thing, I think to do with delivering coal or something (?). It wouldn’t have put me off.

It might have facilitated coal deliveries, but it's rare for RoWs to be that specific. There is usually no restriction on the number of times a RoW may be used, or on the purpose behind the use, beyond saying whether its just on foot, or additionally, by vehicles.

There are situations when having a 'difficult' neighbour with a right to walk across one's garden 24/7 x 365 might be somewhat off-putting!

I think this is the worry! Don’t want to go get a coffee in the kitchen one morning to see old Deedrie outside sunbathing again!

One thing you are not supposed to do on a RoW is stop for a long time; you are normally just allowed to 'pass and re-pass.' Sunbathing is probably not an allowable activity

25_Years_On

One of my gardening clients has a gate in the wall that, if it could actually be opened, leads to the garden of the property next door (another client). This property was built many decades ago when the garden was divided. The gate was described as a courtesy gate. It has old trellis on one side and a very old clematis planted in front of it. It was clearly put in for some reason that has been lost in the annals of time. Nothing is included in the deeds of either house. It might be there to allow easy access to a long lost stopcock for the water supply.