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Splendid September's NSD Challenge!

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cathybird
cathybird Posts: 15,650 Forumite
Part of the Furniture 10,000 Posts Name Dropper Photogenic
edited 1 September 2020 at 12:11PM in Debt-free wannabe challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during September. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's much better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

September

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image

«13456724

Comments

  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 September 2020 at 10:38PM
    September targets
    ApricotPluto
    Aspiration 24
    beanielou 15
    bloomfelt
    cathybird 15
    ChangingMyWays89 10
    delta13 20
    Dottles1 12
    Honeysucklelou2 12
    jammy dodger 20
    Lady M 10
    LivingInTheBlack
    Money Choices 15
    moneysavingkitty 15
    short_bird 18
    SSDD23
    SuperSavingD
    Tahlullah.H 15
    TrushTush
    Van_Girl 15

    ALL WELCOME TO JOIN!

  • Lady_M
    Lady_M Posts: 9 Forumite
    Part of the Furniture First Post Combo Breaker
    Could I join please with 10 nsd. 
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Lady M image and welcome image I've added you to the list, best of luck with the challenge!
  • Hi! Can I join in with a sensible 10 please :grin:
    xx
  • Hi
    I am aiming for 15 NSDs, this September. Its a busy month for me with 3 family birthdays and 1 wedding anniversary all in Sept, Dentist and Chiropodist appointments and an job interview. Also my 15 year old fridge/freezer is showing signs of not lasting much longer. So the money saved on NSD challenge will go towards a replacement fridge/freezer.

    Money Choices
    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 September 2020 at 12:17PM
    September

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    September targets
    ApricotPluto
    Aspiration
    beanielou 15
    bloomfelt
    cathybird 1/15 image
    ChangingMyWays89 10
    delta13
    Dottles1 12
    Honeysucklelou2 12
    jammy dodger
    Lady M 10
    LivingInTheBlack
    Money Choices 10
    short_bird 18
    SSDD23
    SuperSavingD
    Tahlullah.H 15
    TrushTush
    Van_Girl 15

    ALL WELCOME TO JOIN!

  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi ChangingMyWays image and welcome image I've added you to the list, best of luck with the challenge!
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm kicking off today with 1/15 ... saved a good bit of money with the NSDs last month, hoping to do the same again this month. image
  • Tahlullah.H
    Tahlullah.H Posts: 1,227 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Hi cathybird, I missed my target for last month, but have lowered the bar so hope to get there this time round.  And as I am sat in a field, I can definitely say that today is Day 1 of my NSD challenge.  14 to go!
    What I do not give, you must never take by force.
    Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
    God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young.
    Linkin Park
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Also kicking up with number 1 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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