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Splendid September's NSD Challenge!
cathybird
Posts: 15,703 Forumite
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during September. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's much better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
September
Off to a start = 
5 days = 
10 days = 
15 days = 
20 days = 
Target reached = 
Target beaten = 
0
Comments
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September targetsApricotPlutoAspiration 24beanielou 15bloomfeltcathybird 15ChangingMyWays89 10delta13 20Dottles1 12Honeysucklelou2 12jammy dodger 20Lady M 10LivingInTheBlackMoney Choices 15moneysavingkitty 15short_bird 18SSDD23SuperSavingDTahlullah.H 15TrushTushVan_Girl 15ALL WELCOME TO JOIN!
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Could I join please with 10 nsd.1
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hi Lady M
and welcome
I've added you to the list, best of luck with the challenge!
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Hi! Can I join in with a sensible 10 please
xx1 -
Hi
I am aiming for 15 NSDs, this September. Its a busy month for me with 3 family birthdays and 1 wedding anniversary all in Sept, Dentist and Chiropodist appointments and an job interview. Also my 15 year old fridge/freezer is showing signs of not lasting much longer. So the money saved on NSD challenge will go towards a replacement fridge/freezer.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
SeptemberOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsApricotPlutoAspirationbeanielou 15bloomfeltcathybird 1/15ChangingMyWays89 10delta13Dottles1 12Honeysucklelou2 12jammy dodgerLady M 10LivingInTheBlackMoney Choices 10short_bird 18SSDD23SuperSavingDTahlullah.H 15TrushTushVan_Girl 15ALL WELCOME TO JOIN!
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hi ChangingMyWays and welcome
I've added you to the list, best of luck with the challenge!
0
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I'm kicking off today with 1/15 ... saved a good bit of money with the NSDs last month, hoping to do the same again this month.0
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Hi cathybird, I missed my target for last month, but have lowered the bar so hope to get there this time round. And as I am sat in a field, I can definitely say that today is Day 1 of my NSD challenge. 14 to go!What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park1 -
Also kicking up with number 1 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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