Splendid September's NSD Challenge!

edited 1 September 2020 at 11:11AM in Debt-free wannabe challenges
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cathybirdcathybird Forumite
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edited 1 September 2020 at 11:11AM in Debt-free wannabe challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during September. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's much better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

September

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
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Replies

  • edited 1 September 2020 at 9:38PM
    cathybirdcathybird Forumite
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    edited 1 September 2020 at 9:38PM
    September targets
    ApricotPluto
    Aspiration 24
    beanielou 15
    bloomfelt
    cathybird 15
    ChangingMyWays89 10
    delta13 20
    Dottles1 12
    Honeysucklelou2 12
    jammy dodger 20
    Lady M 10
    LivingInTheBlack
    Money Choices 15
    moneysavingkitty 15
    short_bird 18
    SSDD23
    SuperSavingD
    Tahlullah.H 15
    TrushTush
    Van_Girl 15

    ALL WELCOME TO JOIN!


    2021 D: 93 2020 D: 96 2022 D: 15
  • Lady_MLady_M Forumite
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    Could I join please with 10 nsd. 
  • cathybirdcathybird Forumite
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    hi Lady M image and welcome image I've added you to the list, best of luck with the challenge!

    2021 D: 93 2020 D: 96 2022 D: 15
  • ChangingMyWays89ChangingMyWays89 Forumite
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    Hi! Can I join in with a sensible 10 please :grin:
    xx
  • Money_ChoicesMoney_Choices Forumite
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    Hi
    I am aiming for 15 NSDs, this September. Its a busy month for me with 3 family birthdays and 1 wedding anniversary all in Sept, Dentist and Chiropodist appointments and an job interview. Also my 15 year old fridge/freezer is showing signs of not lasting much longer. So the money saved on NSD challenge will go towards a replacement fridge/freezer.

    Money Choices
    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7030.84DEBTS Nationwide overdraft £0.00, Credit Cards Nationwide £0.00, Tesco -£3144.06, Virgin CC -£3776.78 TOTAL DEBT =-£6920.85 Emergency Fund £150/£800,NSDs Jan 23 0/15 SPC16 Number 061.
  • edited 1 September 2020 at 11:17AM
    cathybirdcathybird Forumite
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    edited 1 September 2020 at 11:17AM
    September

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    September targets
    ApricotPluto
    Aspiration
    beanielou 15
    bloomfelt
    cathybird 1/15 image
    ChangingMyWays89 10
    delta13
    Dottles1 12
    Honeysucklelou2 12
    jammy dodger
    Lady M 10
    LivingInTheBlack
    Money Choices 10
    short_bird 18
    SSDD23
    SuperSavingD
    Tahlullah.H 15
    TrushTush
    Van_Girl 15

    ALL WELCOME TO JOIN!


    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
    11.2K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    hi ChangingMyWays image and welcome image I've added you to the list, best of luck with the challenge!

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
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    I'm kicking off today with 1/15 ... saved a good bit of money with the NSDs last month, hoping to do the same again this month. image

    2021 D: 93 2020 D: 96 2022 D: 15
  • Tahlullah.HTahlullah.H Forumite
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    Hi cathybird, I missed my target for last month, but have lowered the bar so hope to get there this time round.  And as I am sat in a field, I can definitely say that today is Day 1 of my NSD challenge.  14 to go!
    A.R.K. one Act of Random Kindness. Mortgage outstanding - 31/01/22 - £45,750. 28/02/22 - £44,100. 10/03/22 - £42,700. 30/06/22 - £36,900. 31/07/22 - £35,600. 31/08/22 - £32,900. 15/09/22 - £31,700. 31/10/22 - £29,900. 30/11/22 - £28,400. 30/12/22 - £25,900. 31/01/23 - £22,300. God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park
  • beanieloubeanielou Forumite
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    Also kicking up with number 1 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
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