Thinking about jumping ship from Tesco credit card - choices?

prowla

The Tesco card used to be great, collecting Clubcard points and using them to buy things from the Tesco Homeplus stores and partners; I've had iPads, Merlin passes, and other things.

But they devalued the points, the Homeplus stores closed, and the partners have dwindled away, so there's not much choice left really; the kids are grown up, I'm not particularly eating out much, and there's not a lot else to choose from, so I may just use my points/vouchers in-store.

So, I'm thinking whether there's any other card which offers rewards.

I normally pay off in full each month and I don't want to pay a fee.

Any suggestions?

D3xt3r5L4b

Yes, plenty.
https://www.moneysavingexpert.com/credit-cards/best-credit-card-rewards/

quackers82

The American Express cards generally will offer the best rewards now, you just need to decide what rewards you want so you know which card will be best suited for you. Unless you are interested in Airline/Travel or shop at Sainsbury's/Collect Nectar this Amex is likely to be the most interesting for you. https://www.americanexpress.com/uk/credit-cards/rewards-credit-card/?linknav=uk-amex-cardshop-allcards-image-learn-RewardsCreditCard You can use the MR Points at many places like Amazon or Argos full list here https://www.americanexpress.com/en-gb/rewards/membership-rewards/search?q=  
Whilst there are a few places that don't accept American Express, almost all main retailers do, so you could use your Tesco one for those places that don't maybe?  There is no annual fee on the Amex card I linked to, when you pay the bill via debit card online the balance becomes available to spend again instantly, the app is good, the customer service is good, usually get decent limits and you get lots of other money off offers and Shop Small, American Express is my favourite credit card for these reasons. 

mazzetti

John Lewis partnership card will pay you 1.25% in points when shopping at JL/Waitrose and 0.25% in points elsewhere.

Also you get instant real-time transaction alerts by text should you want this function (eg you would be alerted in real-time is someone unauthorised used you card)

prowla

D3xt3r5L4b said:

Yes, plenty.
https://www.moneysavingexpert.com/credit-cards/best-credit-card-rewards/

Thanks - I'd missed that!

quackers82 said:

The American Express cards generally will offer the best rewards now, you just need to decide what rewards you want so you know which card will be best suited for you. Unless you are interested in Airline/Travel or shop at Sainsbury's/Collect Nectar this Amex is likely to be the most interesting for you. https://www.americanexpress.com/uk/credit-cards/rewards-credit-card/?linknav=uk-amex-cardshop-allcards-image-learn-RewardsCreditCard You can use the MR Points at many places like Amazon or Argos full list here https://www.americanexpress.com/en-gb/rewards/membership-rewards/search?q=  
Whilst there are a few places that don't accept American Express, almost all main retailers do, so you could use your Tesco one for those places that don't maybe?  There is no annual fee on the Amex card I linked to, when you pay the bill via debit card online the balance becomes available to spend again instantly, the app is good, the customer service is good, usually get decent limits and you get lots of other money off offers and Shop Small, American Express is my favourite credit card for these reasons. 

Hmmm - Amex; I hadn't thought of them.

mazzetti said:

John Lewis partnership card will pay you 1.25% in points when shopping at JL/Waitrose and 0.25% in points elsewhere.

Also you get instant real-time transaction alerts by text should you want this function (eg you would be alerted in real-time is someone unauthorised used you card)

Thanks - I might have a think about that; I don't shop much at John Lewis, though.

jbrassy

The best cashback rewards cards currently available are:
- The Amex Platinum cashback card
- The Barclaycard Rewards card

jimroy

If you're an Amazon Prime customer and shop a lot across Amazon's websites you get 1.5% cash back using their Platinum Mastercard. 0.25% elsewhere.

I earned £100 in cash back in six months with them. Including the £30 opening account sweetener I got. You get it as a gift card in multiples of ten within 48 hours of your monthly statement on your Amazon account.

WillPS

RBS/Natwest Reward Mastercard
1% cashback at supermarkets
0.25% elsewhere
£24 annual fee, waived if you hold a Reward current account (which itself can earn you an easy £3/month).

Much underrated in my opinion.

Which Tesco credit card have you got? One that earns 1 pt per £4 or 1 pt pet £8?