Hastings car insurance cancellation due to occupation change

kcon123

So 5 years ago my car was written off in a no-fault accident.  I then tried to get covered for a new car and to change my occupation as I had started a new job.  Hastings cancelled my insurance as I was in a "high risk" industry (I worked for a large UK online betting company in the head office).
I explained the situation to my current insurers and they were fine with it, but I'm just wondering do I have to declare this to insurers?  How do I find out whether I have a cancellation on record and is it worth complaining after such a long time?  

MovingForwards

Ask Hastings, only they can say.

TELLIT01

If the insurer asks if you have ever had insurance refused or cancelled you need to answer honestly.  If you don't your insurance would be invalid in the event of a claim anyway.  You might also find that you would be classed as driving uninsured because of the false statement.  If they don't ask you don't have to volunteer the information.

lewis_hardwick

Check with the insurer.
In my personal opinion, if an underwriter cannot/will not offer to underwrite a policy due to a change in career, that's not your fault and shouldn't be considered a disclosable cancellation.
Must as I say, that's MY opinion, only.

jonesMUFCforever

lewis_hardwick said:

Check with the insurer.
In my personal opinion, if an underwriter cannot/will not offer to underwrite a policy due to a change in career, that's not your fault and shouldn't be considered a disclosable cancellation.
Must as I say, that's MY opinion, only.

Flip this round, they may not have offered cover at all if the OP had this job when he first applied for insurance.
Always Always tell them about something like this - then they cannot come back later on to say you misled them.

This is my opinion.

Jumblebumble

jonesMUFCforever said:

lewis_hardwick said:

Check with the insurer.
In my personal opinion, if an underwriter cannot/will not offer to underwrite a policy due to a change in career, that's not your fault and shouldn't be considered a disclosable cancellation.
Must as I say, that's MY opinion, only.

Flip this round, they may not have offered cover at all if the OP had this job when he first applied for insurance.
Always Always tell them about something like this - then they cannot come back later on to say you misled them.

This is my opinion.

What you say about the cover at inception is  no doubt true but completely irrelevant and does not help the OP
I cannot imagine why someone who gets a new car / changes job should consider this situation anymore than a decline to underwrite.
The OP should cancel the insurance themselves and the problem should disappear.
What they can do instead of asking guessers on a forum is to declare to the insurers that there have not been cancellations and then to phone and  tell them that Hastings declined to cover  a new car /New job 
At this point the new insurers will say thanks very much for telling us and we will make a note.
The fatal mistake would be to ever admit to a cancellation on a web page 
The ombudsman would not be pleased  if any insurance company suggesed their declination to cover a new car or job  should be considered a cancellation and to impact the premiums that the insured would incur going forward as this would clearly breach their duty to treat customers fairly