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Evidence of leak in ceiling

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Comments

  • 28tsw
    28tsw Posts: 127 Forumite
    100 Posts Second Anniversary
    Falafels said:
    Depending on circumstances and the actual policy, buildings insurance may cover water damage - though it's not worth it if you can do the work yourself. If the water ingress is historic, it's probably just a paint job anyway. 

    Generally, if you're concerned about emergencies which might suddenly leap out at you, it's worth considering emergency home cover. More here:  https://www.moneysupermarket.com/boiler-cover/electrical-plumbing-heating-cover/

    I had one of these policies for several years, and never claimed on it once. Was thinking of not renewing. Then, two days before renewal was due (and incidentally in mid December, at 11.30pm) I came back from being out on the town, turned on the central heating - and the entire house tripped. I was able to call out a plumber immediately, followed by an electrician the following day, and it was all sorted. I really hate to think what that would have cost if I hadn't had the policy... and that's if I could have got hold of anyone to do the work in the first place.
    That’s an interesting idea. I already have a policy including this cover that I would need to change the address on.
  • twopenny
    twopenny Posts: 8,839 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Have you asked the owner what it is?
    Not that you would necessarily get a straight answer but you never know.
    I'm wondering, if the leak was fixed why didn't they repaint before sale?
    But if that's your only concern that's not enormous - probably.

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  • 28tsw
    28tsw Posts: 127 Forumite
    100 Posts Second Anniversary
    twopenny said:
    Have you asked the owner what it is?
    Not that you would necessarily get a straight answer but you never know.
    I'm wondering, if the leak was fixed why didn't they repaint before sale?
    But if that's your only concern that's not enormous - probably.
    Yes he said the shower leaked last year and he had it fixed but yeah interesting he’d not bothered to paint it afterwards. I feel like the house in general is missing basic things one would do to sell it (there was a cat fluff ball on a window sill and dirty hard floors throughout when we first viewed it - no effort, is what it is condition).
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