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Shared Ownership Broker
Zanzan106
Posts: 1 Newbie
I am looking to buy a SO property and have just been accepted as eligible. I need to find a broker for a mortgage. I had credit card debt ten years ago which I have been paying off ever since under arrangement to pay. These debts were recorded as defaults at the time but have now obviously fallen off and my credit score is good. I have had no missed payments on anything for ten years, however I am still paying off the debt at a fixed amount each month. I realise this debt will limit my options and therefore am looking for a mortgage broker who can specialise in SO and adverse credit. Can anyone on here recommend anyone (is that allowed?) as I don't know anyone who has been through this process and don't want to randomly pick a broker who turns out to be a nightmare.
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Zanzan106 said:I am looking to buy a SO property and have just been accepted as eligible. I need to find a broker for a mortgage. I had credit card debt ten years ago which I have been paying off ever since under arrangement to pay. These debts were recorded as defaults at the time but have now obviously fallen off and my credit score is good. I have had no missed payments on anything for ten years, however I am still paying off the debt at a fixed amount each month. I realise this debt will limit my options and therefore am looking for a mortgage broker who can specialise in SO and adverse credit. Can anyone on here recommend anyone (is that allowed?) as I don't know anyone who has been through this process and don't want to randomly pick a broker who turns out to be a nightmare.
@haras_n0sirrah is a S/O broker, if you want to drop her a message.Mortgage started 2020, aiming to clear 31/12/2029.0 -
Thank you @MovingForwards. I am the resident shared ownership specialist broker on the boards. Happy to help but you need to message me I am not allowed to approach you due to mse rules1
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Hi I seem to be able to message @haras_nosirrah because her profile is private. Is she no longer active on here? Can anyone suggest how to contact her or any other brokers specialising in shared ownership?0
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Someone on the M&E board will PM you her details when they see your post.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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One of the leading specialists in this area is https://tmpmortgages.co.uk/
These people have been doing it for over 20 years and work a large amount of the UK housing associations so know the market and influence the market.0
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