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Credit Card with £0 do I try extend the 0% or close and reopen later?

Bekki__x
Posts: 2 Newbie

in Credit cards
Hi all,
I got a 0% credit card in September but was only offered a £800 limit for 8 months. This is now at a £0 balance from paying it off but I assume the credit interest is now over the 0%, My question is that as we are getting married next year I know I want a 0% credit card for around that time should I;
1) Close the account now and wait until next year then apply for a new one
2) Keep it and put a balance on it then apply for a balance transfer
3) leave it open and see if they will increase the limit & extend the 0%?
Sorry if this has been asked before I just can't find the answer!
Thank you
I got a 0% credit card in September but was only offered a £800 limit for 8 months. This is now at a £0 balance from paying it off but I assume the credit interest is now over the 0%, My question is that as we are getting married next year I know I want a 0% credit card for around that time should I;
1) Close the account now and wait until next year then apply for a new one
2) Keep it and put a balance on it then apply for a balance transfer
3) leave it open and see if they will increase the limit & extend the 0%?
Sorry if this has been asked before I just can't find the answer!
Thank you
0
Comments
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4). Leave it open and apply for a new card at the appropriate time.0
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