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A new royal start
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Well it is a miracle. So the kids today had hm banana drop scones with banana, strawberries and a glass of milk for breakfast. For lunch cheese omelettes and salad with Greek yogurt and apple for after. Afternoon snack was a hm shortbread biscuit. Dinner was spaghetti bolognaise followed by the lemon and poppy seed cake. They ate absolutely everything. Unbelievable…. I now have some hope they will grow up to eat properly! This is exactly how I like to eat - lots of hm proper food and veg/fruit wedged in at every opportunity.
2025 decluttering: 3,973🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 339🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5004 -
Yay to the kids eating more and the cake looks yummy! XMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
The cake looks awesome - of course they’ll want to eat it! Must be so nice to feel you’re winning with food at last!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway1 -
So I did it. Handed in my notice and then had an annoying day, which reminded me why I handed in my notice. No response yet from them. Anyway, must get back to my MSE ways as my vague plan is to take the summer off before I look for a job of some description and I don't want to burn through all my savings.Of course, DS came home with school photos and wants a photo of his whole year as this is his last year at the school. £19!!!!! On the other side of the coin, he says he doesn't want to go to gymnastics anymore. I will double check with him again, but that will save £50 a month. Then I have too many contact lenses as I don't use them quickly enough and so will cancel that direct debt, which is another £16 a month saved. It all helps at this point! I also need to get back to the budget.. At least I will be able to cook from scratch more which should save a bit. Plus our electricity bills should be very low over the summer without heating requirements. I can also cancel holiday club for DS over the summer which will save £300 ish as well. Not sure if they give it back or just make it as credit that I can use against after school club next term, but either way it'll save me money.Lunch today was salad with leftover salmon from last nights dinner. Dinner will be tomato pasta (making a big load to feed DD after nursery for a few days) and garlic bread. Dessert is the lovely cake.2025 decluttering: 3,973🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 339🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Well done Jess! xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
that cake looks incredible!
Well done on realising your worth and resigning and the upside is you can watch the kids over the summer whilst thinking of the next moveDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
That cake is lovely you are very good and you enjoy making them win win.
Well done on resigning sounds like you need some time out over the Summer massive child care saving and you get to enjoy time with the kids. I do hope you don't have a long notice period that is just a killer. Have you thought about going self employed or consultancy? Your current firm might be interested and it would be less painful that working for them as any delays from their part they would have to pay for.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest1 -
TallGirl said:That cake is lovely you are very good and you enjoy making them win win.
Well done on resigning sounds like you need some time out over the Summer massive child care saving and you get to enjoy time with the kids. I do hope you don't have a long notice period that is just a killer. Have you thought about going self employed or consultancy? Your current firm might be interested and it would be less painful that working for them as any delays from their part they would have to pay for.
2025 decluttering: 3,973🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 339🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
Oh gosh, so now it looks like they all hate me at work and don’t want to talk to me. Working my notice is going to be fun…On the plus side I’ve accrued a week of holiday I think (just getting them to check), so I’ve only got just over 2 weeks left now. Means I’ll finish a few days before DS breaks up for the holidays. I seem to have accidentally timed that really well!Next plan is to get onto the budget and backdate it all to see where the overspend is (probably food). I’m struggling with fruit and veg deliveries at the moment as it’s just the best time of year - I’m like a child in a sweet shop 😂. I’ve been stashing all my pay for a few months now, so will see how long I can make that last before I have to dip into my savings.We keep our money separate and then both put money into the joint account based on our relative earnings. Not sure how to do that whilst I’m not earning - going to negotiate something with DH and get some sort of discount. If i go self employed without a steady income, then again I’ve no idea what we’ll do, but I’m sure we’ll work it out! Just started to look into the tax side so I’m prepared if something comes up.2025 decluttering: 3,973🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 339🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Glad you don't have a long notice period that would have been dreadful. Self employment can be really good but also very sporadic with income. My top tip would be to keep on top of your invoices and expenses plus get an account to at least help you the first year. You do not want to miss out on things that are tax deductible etc and you can claim the cost back in tax.
Sounds like you have a lovely long summer with the kids ahead of you.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest1
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