We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
AP on Experian
Aravaca
Posts: 2 Newbie
I just got my credit reports from Experian and Equifax. On the former my score is “Very Poor” and on the latter it’s “Excellent”. It appears that I have had an AP marker (?) against an old Barclays account for 3 years. I had no recollection of this but the bank contacted me recently to say that the account was in default so I settled immediately. It appears that this has completely screwed my credit rating with Experian. Can anyone explain/help?
0
Comments
-
Lenders report to different CRAs. While the scores the CRAs give you can be ignored, the data will be used to make lending decisions.
Ask Barclays to backdate a default to the relevant date three years ago0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards