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Credit card debt

Hi I have a lot of credit card debt at the min and an trying to figure out the best way forward. I live in n ireland and I'm scared if bailiffs debt collectors etc any advice would be appreciated 

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  • MallyGirl
    MallyGirl Posts: 7,329 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Statement of affairs, an essential first step : http://www.stoozing.com/soa.php
    Find out the details of all your debts, the APRs, your income and outgoings, follow the link above, fill it all in (will take a while but really worth the effort) and format for MSE then paste it in here. That way people can offer suggestions based on the facts.
    Coming here is a good start.
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
    & Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
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