Empty house Insurance

Sister passed away in June and her home has been empty since then. As Executor I informed current Insurance company of the situation and they kindly agreed to continue insuring the house until the policy expires on September 1st.

House is now on sale & waiting for probate. In the meantime can anyone recommend an Insurance company that would insure an empty property? I say empty but we do visit at least once a week to check for post & to check the house over etc. TIA.

Comments

  • couriervanman
    couriervanman Posts: 1,667 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 26 August 2020 at 1:42PM
    We got a really good quote for deceased Aunt's house from 
    https://www.intelligentinsurance.co.uk/property-usage/unoccupied-home-insurance/  but as with all car/home insurance whats cheap for one is expensive for others
  • naedanger
    naedanger Posts: 3,105 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You could also try:
    https://www.ukinsurancenet.com/
    I found them helpful to speak to when considering Unoccupied Insurance, but for other reasons I did not actually need to use them.
  • badger09
    badger09 Posts: 11,504 Forumite
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    I'd try the current insurer first.

    I found the existing insurer of my late sister's house - Churchill - to be very helpful. They initially agreed to continue cover for 4 months following her death to the original policy expiry date. Then they extended for a further 4 months until the house was sold. Usual conditions of weekly inspection, minimum heating approaching winter etc.
  • blobbyrob
    blobbyrob Posts: 28 Forumite
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    Thank you all for the advice especially badger09.

    I didn't think to try the current insurer but I was pleasantly surprised with Swinton who were very helpful. The house in now fully covered until it's sold which hopefully will be within the next couple of months. 
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