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Empty house Insurance

blobbyrob
Posts: 28 Forumite

Sister passed away in June and her home has been empty since then. As Executor I informed current Insurance company of the situation and they kindly agreed to continue insuring the house until the policy expires on September 1st.
House is now on sale & waiting for probate. In the meantime can anyone recommend an Insurance company that would insure an empty property? I say empty but we do visit at least once a week to check for post & to check the house over etc. TIA.
House is now on sale & waiting for probate. In the meantime can anyone recommend an Insurance company that would insure an empty property? I say empty but we do visit at least once a week to check for post & to check the house over etc. TIA.
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Comments
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We got a really good quote for deceased Aunt's house from
https://www.intelligentinsurance.co.uk/property-usage/unoccupied-home-insurance/ but as with all car/home insurance whats cheap for one is expensive for others
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You could also try:
https://www.ukinsurancenet.com/
I found them helpful to speak to when considering Unoccupied Insurance, but for other reasons I did not actually need to use them.1 -
I'd try the current insurer first.
I found the existing insurer of my late sister's house - Churchill - to be very helpful. They initially agreed to continue cover for 4 months following her death to the original policy expiry date. Then they extended for a further 4 months until the house was sold. Usual conditions of weekly inspection, minimum heating approaching winter etc.1 -
Thank you all for the advice especially badger09.
I didn't think to try the current insurer but I was pleasantly surprised with Swinton who were very helpful. The house in now fully covered until it's sold which hopefully will be within the next couple of months.2
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