We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
AP marker/missed payments - not consistent?

BethArmett
Posts: 23 Forumite

Hey everyone,
I came across checkmyfile and decided to give it a go to get a full and clear picture of my credit file. All of my accounts are in good standing order except for my Littlewoods account which has some missed payments and AP markers. My question is this: why is the data different for each credit agency? I know that some companies don't report to all agencies but Littlewoods report to all three and therefore I thought the data would be the same on each? For example I have an AP with Equifax and Transunion but not Experian? I have two missed payments with Experian and Transunion but they're in different months and only one with Equifax. Can anyone shed some light? Picture included for your information. Many thanks!
I came across checkmyfile and decided to give it a go to get a full and clear picture of my credit file. All of my accounts are in good standing order except for my Littlewoods account which has some missed payments and AP markers. My question is this: why is the data different for each credit agency? I know that some companies don't report to all agencies but Littlewoods report to all three and therefore I thought the data would be the same on each? For example I have an AP with Equifax and Transunion but not Experian? I have two missed payments with Experian and Transunion but they're in different months and only one with Equifax. Can anyone shed some light? Picture included for your information. Many thanks!

0
Comments
-
What do your reports say direct from the CRA’s?
Also don’t pay for the CMF subscription0 -
D3xt3r5L4b said:What do your reports say direct from the CRA’s?
Also don’t pay for the CMF subscription0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards