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AP marker/missed payments - not consistent?
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BethArmett
Posts: 23 Forumite
Hey everyone,
I came across checkmyfile and decided to give it a go to get a full and clear picture of my credit file. All of my accounts are in good standing order except for my Littlewoods account which has some missed payments and AP markers. My question is this: why is the data different for each credit agency? I know that some companies don't report to all agencies but Littlewoods report to all three and therefore I thought the data would be the same on each? For example I have an AP with Equifax and Transunion but not Experian? I have two missed payments with Experian and Transunion but they're in different months and only one with Equifax. Can anyone shed some light? Picture included for your information. Many thanks!
I came across checkmyfile and decided to give it a go to get a full and clear picture of my credit file. All of my accounts are in good standing order except for my Littlewoods account which has some missed payments and AP markers. My question is this: why is the data different for each credit agency? I know that some companies don't report to all agencies but Littlewoods report to all three and therefore I thought the data would be the same on each? For example I have an AP with Equifax and Transunion but not Experian? I have two missed payments with Experian and Transunion but they're in different months and only one with Equifax. Can anyone shed some light? Picture included for your information. Many thanks!
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Comments
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What do your reports say direct from the CRA’s?
Also don’t pay for the CMF subscription0 -
I didn't pay, I'm just using the free trial and the same info, just on sepeate reportsD3xt3r5L4b said:What do your reports say direct from the CRA’s?
Also don’t pay for the CMF subscription0
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