Baldrick's cunning plan

AnotherJoe

Bobziz said:

AnotherJoe said:

I don't think you are being bold enough. Pick some funds or ITs or ETFs or shares with reasonable prospects of high growth. Not a bond fund. Or an all world index. 

So maybe the BG fund. But not the others. 

I could suggest other ideas  but I guess that's up to you to do some research but going back to your original premise, it's too cautious IMO 

Thanks, you may well be right, but at this time I don't have the confidence to pick what may turn out to be top performing funds. I like the idea of having the bulk of my portfolio as a passive investment, rather than trying to pick talented fund managers that might outperform the market. 

You don't have to do that, you could pick passive funds in sectors you think will outperform. 

For example to non randomly pick three sectors , technology. Renewables, healthcare.