Hire Purchase

wealdroam

Para 12(b) of that agreement might be useful.

It seems to be saying that they are responsible for "repairing or replacing any defective Goods".

ComicGeek

I would probably have discovered that it was in fact working absolutely fine, and then had a complete accident which damaged the TV beyond repair, and then claimed on the accidental damage insurance.... 

Aylesbury_Duck

ComicGeek said:

I would probably have discovered that it was in fact working absolutely fine, and then had a complete accident which damaged the TV beyond repair, and then claimed on the accidental damage insurance.... 

OP has already notified them that it's not working, so dishonesty is unlikely to be a successful strategy.

photome

Hope you sort it OP.

BUT I just checked the payments on a Samsung TV...over 104 weeks total cost is £2360, same TV from Curry’s is £899.

Shocking

Aylesbury_Duck

photome said:

Hope you sort it OP.

BUT I just checked the payments on a Samsung TV...over 104 weeks total cost is £2360, same TV from Curry’s is £899.

Shocking

Well it is, but on the other side, what APR would you charge to lend someone £900 when they perhaps have no obvious certainty to be able to afford the repayments?

I think it's more shocking that someone who probably has a challenging financial situation sees the need to buy a £900 TV in the first place.  A decent size TV can be bought for a fraction of that price.

photome

Aylesbury_Duck said:

photome said:

Hope you sort it OP.

BUT I just checked the payments on a Samsung TV...over 104 weeks total cost is £2360, same TV from Curry’s is £899.

Shocking

Well it is, but on the other side, what APR would you charge to lend someone £900 when they perhaps have no obvious certainty to be able to afford the repayments?

I think it's more shocking that someone who probably has a challenging financial situation sees the need to buy a £900 TV in the first place.  A decent size TV can be bought for a fraction of that price.

I agree. I sold a perfectly good 40inch TV a couple of years ago for £40. There must be many available second hand that would do the job 

williewonder

I think they just take advantage of vulnerable people. On Perfect Home they are selling a older model MacBook Air for £2600 with interest and insurance. This is refurbished so second hand too. You can buy a brand new late 2020 model MacBook Air M1 for under a £1000, plus for insurance you can get comprehensive insurance for whole house for £9.75 a month. Perfect home is a rip off.

williamgriffin

williewonder said:

I think they just take advantage of vulnerable people. On Perfect Home they are selling a older model MacBook Air for £2600 with interest and insurance. This is refurbished so second hand too. You can buy a brand new late 2020 model MacBook Air M1 for under a £1000, plus for insurance you can get comprehensive insurance for whole house for £9.75 a month. Perfect home is a rip off.

The must have really tucked you up at some point to hunt for an old thread just to tell us that.