ESA Support Group: About to inherit money over £16000 limit.

poppy12345

ChrisGn said:

  I guess then that I will still have to go to Work Capability Assessments just to prove my eligability!!!!

Yes, the same rules apply even if you're not receiving the money.

ChrisGn

calcotti said:

You will need to advise DWP and your local authority as soon as you receive the money. All your means-tested benefits will stop and the claims will be closed. When your capital falls below £16,000 you will be able to claim again but it will be a Universal Credit and Council Tax Reduction rather than your existing benefits.

Having read back though the posts, I'm now confused!  If my claims are closed, who arranges for the WCA?

calcotti

ChrisGn said:  If my claims are closed, who arranges for the WCA?

It’s a very good question to which I don’t know the answer. At the moment you have already got Limited Capability for Work so are entitled to continue to get NI credits even when your ESA claim is closed. I don’t know how your continued LCW status is monitored and assessed. Although often referred to as an ESA Credits only claim this is misleading, claiming NI credits on the grounds of LCW is not an ESA claim. However JobCentre are, as I understand it, still responsible for monitoring/managing the WCA in this situation. I have no knowledge of what correspondence you get.

MalMonroe

Some information about NI credits:
https://www.gov.uk/national-insurance-credits

You should tell DWP as soon as you can about your inheritance because that amount of money will take you way over all the thresholds and you won't be eligible for any benefits at all. So you won't need to go for any assessments either. But tell them as soon as you can because any benefits you receive after the day you get the money, you will have to repay. I know this because it happened to my daughter, who has disabilities. Not that she got such a large inheritance but she found a job she was able to do from home which meant she was unable to claim any benefits whatsoever.

It doesn't really matter how or why or where you spend your money, if you find yourself in need again in future, you'll have to re-apply. It's a faff, it's a nuisance and it's really awful but that's how the system is. Of course, you'll be able to get all the info when you advise DWP that you're going to be rich! Focus on that, and not on the benefits you won't be getting. And enjoy!

MalMonroe

poppy12345 said:

ChrisGn said:

  I guess then that I will still have to go to Work Capability Assessments just to prove my eligability!!!!

Yes, the same rules apply even if you're not receiving the money.

No they don't. Why would they assess you when they are not giving you anything?! (Personal experience here. They don't.)

MalMonroe

ChrisGn said:

calcotti said:

You will need to advise DWP and your local authority as soon as you receive the money. All your means-tested benefits will stop and the claims will be closed. When your capital falls below £16,000 you will be able to claim again but it will be a Universal Credit and Council Tax Reduction rather than your existing benefits.

Having read back though the posts, I'm now confused!  If my claims are closed, who arranges for the WCA?

Don't worry, as I said, nobody. You won't need them. You'll be rich!!

allison445

MalMonroe said:

No they don't. Why would they assess you when they are not giving you anything?! (Personal experience here. They don't.)

I received an inheritance a few years ago while on esa the claim remains open if you wish to keep receiving the ni contributions even if receiving no money I had to attend an assessment a few months later. 

poppy12345

MalMonroe said:

poppy12345 said:

ChrisGn said:

  I guess then that I will still have to go to Work Capability Assessments just to prove my eligability!!!!

Yes, the same rules apply even if you're not receiving the money.

No they don't. Why would they assess you when they are not giving you anything?!

Do you have a link for that?

ChrisGn

allison445 said:

MalMonroe said:

No they don't. Why would they assess you when they are not giving you anything?! (Personal experience here. They don't.)

I received an inheritance a few years ago while on esa the claim remains open if you wish to keep receiving the ni contributions even if receiving no money I had to attend an assessment a few months later. 

Thank you, that makes sense.  I couldn't see the ni contributions being paid with no proof of eligibility..

I'm not sure why MalMonroe thinks that £40000 is a lot.  Based on my current ESA/Housing benefits etc (~12000/yr) and then including dental/prescription costs, it will take less than 2 years to reach the £16000 threshold when I can claim benefits again.

poppy12345

ChrisGn said:

allison445 said:

MalMonroe said:

No they don't. Why would they assess you when they are not giving you anything?! (Personal experience here. They don't.)

I received an inheritance a few years ago while on esa the claim remains open if you wish to keep receiving the ni contributions even if receiving no money I had to attend an assessment a few months later. 

Thank you, that makes sense.  I couldn't see the ni contributions being paid with no proof of eligibility..

I'm not sure why MalMonroe thinks that £40000 is a lot.  Based on my current ESA/Housing benefits etc (~12000/yr) and then including dental/prescription costs, it will take less than 2 years to reach the £16000 threshold when I can claim benefits again.

Regardless of whether or not you think it's a lot, it's decent sum of money which i'm sure many many people wouldn't say no to.