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Credit Check & Defaulted Accounts
So I found a thread from 2016 with some info...but we're now in 2020 and I'm wondering what if anything has changed.
I have been on a Debt Management Plan for 2 and a bit years and have managed to pay off £10,000 with just 3 more payments to go. I'm going to be looking at renting a new home at the end of the year. The thing that is keeping me awake is what a credit check is going to show. I've read up on this and it seems as though it's only the publicly available info (electoral role info, CCJs, IVAs and Bankruptcy). I've had a look on a few credit reference agencies at tenant referencing and I see something relating to 'credit score' but not sure if that's a score designed for the tenant check process or ACTUAL credit score.
If anyone with inside knowledge or a recent similar experience can provide me with any info I would most appreciate it.
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