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Debt Clearing and Deposit Saving.......

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  • beanielou
    beanielou Posts: 95,371 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the weight loss & the CF study  :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Lou  :)

    Another 0.4kg lost today (down to 72.6kg now), so £4 paid off the card - balance is now £1,428.67.

    Emz xx
  • jwil
    jwil Posts: 21,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are doing so well.  Great news about the study too :)
    "If you can dream it, you can do it". Walt Disney
  • Fidelia
    Fidelia Posts: 321 Forumite
    100 Posts First Anniversary Name Dropper
    Are you OK, Emz?  Over a month since your last post. We miss you!   I hope all's well with you and yours.  Take care xxx
    New Challenge:  Tilly Tidy as much as possible in 2022.  Running total to 26 Feb: £183.77

    Tilly Tidy to £1200+ by 31/12/2021 Challenge.   
    Final 2021 total: £1313.37 /£1200+     Average £109.45/month 
    J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.16
  • Yep. Are you alright lovely? XX 
    Nevertheless she persisted.
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone

    Sorry for not posting. I'm absolutely fine, I've just been busy starting up my own business buying and selling things online. I got inspired by someone on Twitter, and I've really enjoyed it. It's all legitimate, as I've registered as a sole trader and my friend has helped me out with a cash injection, that I think I'll be able to pay back in just a few months (he's in no hurry though).

    I started on 23rd February, so I'm nearly a month in. I'm hoping that a couple of big sales will come off before Tuesday, but I'm currently on just under £600 profit already, and it'll be over £800 if my two big sales happen. I keep thinking of how much time I would have to spend writing articles, doing surveys etc to earn that much money in a month. My goal is to earn at least £1,000 a month. Once I've built a good cash float and paid back my friend, I'll start clearing my credit card really quickly if I'm pulling in those sorts of numbers, and then my other debts too.

    Emz xx
  • jwil
    jwil Posts: 21,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds great Emz, good luck with it!
    "If you can dream it, you can do it". Walt Disney
  • beanielou
    beanielou Posts: 95,371 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds good  :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • That sounds really exciting Em! I have a friend who quit her full time job to sell (along with her husband) all sorts and build different income streams. I met her here but wish I had kept in better touch as she is really inspirational. Keep us updated :) XXXX 
    Nevertheless she persisted.
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks everyone. So my first month "in business" was up yesterday, and I made £848.20, which is actually enough to pay our rent. I know it'll be a couple of months before I can actually use that money, as I want to build a good balance to actually buy stock in the first place, but it's a very promising start. I'm not in it to make myself rich in particular, I'm just trying to earn a full-time wage, which is something I haven't been able to do for years because of my health. I'm not going to quit my M&S job, but this is definitely something I can do to bring in a decent amount of money each month.

    I'm aiming for £250 profit this week (Tuesday to Monday) - I'm on £17.11 at the moment, but I've got some big products coming in this week, so I'm optimistic I can make it. The weekends are always the best for sales, especially Saturdays.

    Emz xx
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