Rent a house without a job

numbercruncher8

Some landlords would accept it, it's not impossible. Do you have tax returns, and what do they say? Are you in receipt of any benefits? 

Putting some kind of credible story I think would help the cause, as well as going for an very cheap place.
For instance, you could mention that you're moving back to Italy after 1-2 years.
I think the cheapest flats in Kent must be around the £400 a month mark, so someone who has £50,000 saved and can prove it would be perceived a bit differently than if the monthly rent was £1,400 for instance.

jeffrose

No, I haven't any tax returns... I'm not British then I don't receipt any benefits.

If I say I want come back to Italy can be interpreted as I don't want pay some months and I come back to italy. Then I don't know if it's the right choice.

I don't know if I can prove it because my two banks are in Italy. I don't know how I can prove it. I cannot ask to the bank to send a letter in UK... or to send me the bank statement. I just have an internet access to one of the two bank account (the little one) where, obviously, I can see the balance. On the other I can use credit card to take money from cashing machine but not other (no internet access).  But I can for sure transfer for example €10,000 in pounds (by transferwise) in a UK bank account or with the first account or with the credit card of the second account.

ChewyyBacca

Jeffrose, think from Estate agent or Landlord's perspective..
A man has money in bank accounts outside UK, no way they can verify that. He is not British, that's okay.. we have people here from all over the world. But he is not a student. Also he does not have a job. He wants to live alone in his flat.
Why is he here, spending his hard earned money on rent in a foreign country?
Now think, some foreigner comes to Italy to you and says he has bag full of money but no job. Will you rent him your place?

jeffrose

ChewyyBacca, Honestly yes, as someone said before in the 3d to rent a flat in UK is more difficult than in other country in Europe. I lived in Spain for 1 year without problems.  In Italy for example the landlord cannot ask how the tenant or his best friend earn with his job because it's absolutely secret. And if you offer 6 months upfront to an Italian landlord he is so happy that he gave back in loan his wife for one month. Then yes, if the guy pay in advance, not 6 months, but just 2 there are not problems.

Believe me that's true.

Also I'd be able to find a job, but I want wait for the end of the covid massacre.

moneysavinghero

AskAsk said:

best bet is to try to find a property that is advertised directly by the landlord and hope he trusts you.  having a big saving is not necessarily enough to prove that you have the capacity to pay the rent.  you could put all that on a 3 legged horse tomorrow and lose it all, then the landlord is stuck with you and can't chuck you out, or the 3 legged horse 

Someone in employment could chuck in their job or lose their job. The guarantor could put all their money on a 3 legged horse and go bankrupt and not be of any use to anyone. If he's paying 6 months in advance then the rent is already paid, so capacity to pay the 6 months rent is 100% guaranteed, unlike the other circumstances.

moneysavinghero

jeffrose said:

 I'm Italian (then a country where honesty is a crime) and if you give 6 months upfront to a landlord he is so happy that he gave you back his wife in loan for 1 month.

Best thing i have ever read on MSE

ChewyyBacca

Every person has different circumstances, it is understandable. Also, the customs, ways of life and trade differ from country to country. You are in UK, so its agreed that everyone will follow UK laws and way of life.
Having said that, landlord giving his wife on loan for 1 month- this might be a joke for you or a local phrase or saying in your country, but sounds very offending and demeaning to women. You have said this twice in this thread.
 As everyone has told you before, waving 6 months rent to landlords face, doesn't automatically gets you a house here, its a favorite route for drug related businessmen and people doing human trafficking to get a house on rent

hazyjo

jeffrose said:

WOW how many answer!

Well, for those that ask me to try to rent a room: I'm looking for a flat because I'm not so young and covid could become a problem for me. Then the best choice is find a flat where to live alone.

For all  other answer in part I understand and in part I don't understand. I mean are there so many scam in UK ? I'm Italian (then a country where honesty is a crime) and if you give 6 months upfront to a landlord he is so happy that he gave you back his wife in loan for 1 month.  Honestly 6 months are very much... if landlord become a suspicious if I pay 1 year upfront with contract of 1 year in my opinion or he is paranoid or UK is much more full of criminals than Naples. If Bill Gates come here to rent 1 bed flat for £500 pcm and he doesn't want tell the landlord who he is and his job, most probably will become homeless.

On spareroom I found a guy wants rent his flat for 800pcm then I offered to pay 6 months upfront and I sent him the screenshot of my bank account. Then I signed the contract, before to pay I asked him to see the flat... he answered me that he will show me the flat after the payment. I didn't pay. I think that there are some red flat that are probably true, others aren't.

Watch even just 2 episodes of "Slum Landlords Nightmare Tenants" and you might have a bit more appreciationw as to what a LL might be suspicious of.

moneysavinghero

hazyjo said:

jeffrose said:

WOW how many answer!

Well, for those that ask me to try to rent a room: I'm looking for a flat because I'm not so young and covid could become a problem for me. Then the best choice is find a flat where to live alone.

For all  other answer in part I understand and in part I don't understand. I mean are there so many scam in UK ? I'm Italian (then a country where honesty is a crime) and if you give 6 months upfront to a landlord he is so happy that he gave you back his wife in loan for 1 month.  Honestly 6 months are very much... if landlord become a suspicious if I pay 1 year upfront with contract of 1 year in my opinion or he is paranoid or UK is much more full of criminals than Naples. If Bill Gates come here to rent 1 bed flat for £500 pcm and he doesn't want tell the landlord who he is and his job, most probably will become homeless.

On spareroom I found a guy wants rent his flat for 800pcm then I offered to pay 6 months upfront and I sent him the screenshot of my bank account. Then I signed the contract, before to pay I asked him to see the flat... he answered me that he will show me the flat after the payment. I didn't pay. I think that there are some red flat that are probably true, others aren't.

Watch even just 2 episodes of "Slum Landlords Nightmare Tenants" and you might have a bit more appreciationw as to what a LL might be suspicious of.

Yet these tenants have passed all of the hurdles that's supposed to protect the landlord. Doesn't really work does it. If i had a tenant from hell then i'm going to give them the most glowing reference i could possibly come up with in the hope they will become another landlords problem.

hazyjo

moneysavinghero said:

hazyjo said:

jeffrose said:

WOW how many answer!

Well, for those that ask me to try to rent a room: I'm looking for a flat because I'm not so young and covid could become a problem for me. Then the best choice is find a flat where to live alone.

For all  other answer in part I understand and in part I don't understand. I mean are there so many scam in UK ? I'm Italian (then a country where honesty is a crime) and if you give 6 months upfront to a landlord he is so happy that he gave you back his wife in loan for 1 month.  Honestly 6 months are very much... if landlord become a suspicious if I pay 1 year upfront with contract of 1 year in my opinion or he is paranoid or UK is much more full of criminals than Naples. If Bill Gates come here to rent 1 bed flat for £500 pcm and he doesn't want tell the landlord who he is and his job, most probably will become homeless.

On spareroom I found a guy wants rent his flat for 800pcm then I offered to pay 6 months upfront and I sent him the screenshot of my bank account. Then I signed the contract, before to pay I asked him to see the flat... he answered me that he will show me the flat after the payment. I didn't pay. I think that there are some red flat that are probably true, others aren't.

Watch even just 2 episodes of "Slum Landlords Nightmare Tenants" and you might have a bit more appreciationw as to what a LL might be suspicious of.

Yet these tenants have passed all of the hurdles that's supposed to protect the landlord. Doesn't really work does it. If i had a tenant from hell then i'm going to give them the most glowing reference i could possibly come up with in the hope they will become another landlords problem.

Says more about you than them, Money.

If I had a dodgy tenant, I'd do my damndest to get an address and get them a CCJ in the hope it would stop someone else coming foul of them.